Regulatory Counsel II

Credit Karma is looking for a Regulatory Counsel to join our Legal team.  As Regulatory Counsel, you will play a pivotal role in our mission by enabling Credit Karma to drive new initiatives while navigating an evolving regulatory landscape.  This includes staying on top of developments, proactively assessing risk, and providing practical guidance to stakeholders.  You will report to Managing Regulatory Counsel and work closely with other members of the Legal and Compliance team and leaders across the organization to influence strategy, enhance compliance systems, and help the company scale.  You will bring consumer finance expertise, an ability to analyze and clearly communicate complex issues, and a passion for Credit Karma’s mission.  A self-directed and highly collaborative attorney who excels in a dynamic, innovative environment will thrive in this role.

What You’ll Do:

• Advise our business, legal, and compliance teams on FCRA requirements and issues


• Assess the business impact of new and evolving regulatory and compliance requirements, both state and federal, and provide actionable, business-savvy guidance


• Manage all aspects of regulatory and compliance testing and reviews mandated by our partners


• Proactively raise and address risks related to strategic initiatives and partnerships


• Design and manage cross-functional regulatory compliance efforts with a focus in the areas of consumer protection and consumer finance.


• Educate stakeholders in a simple, easy to understand way about regulatory updates and issues and innovate on ways to foster a culture of compliance and learning.


• Make assertive recommendations on when and how to take smart risks to achieve the business’s goals.


• Manage a high volume of work while being able to maintain perspective and prioritize the work according to company goals.

What we are looking for:

• 10+ years of experience, with subject matter expertise in FCRA and solid knowledge of consumer finance law. 


• Experience advising fintechs or other financial services clients as an attorney on regulatory, compliance, or litigation matters (in house or at a law firm or consultancy).


• Comfort with thinking creatively and making smart, assertive recommendations in areas of ambiguity.


• A demonstrated ability to thrive in a fast-paced, innovative environment, and to take general guidance and run with it.


• J.D. from an ABA-accredited law school with excellent academic credentials. Must be an active, licensed attorney in good standing of the bar in at least one state jurisdiction. 

What we would like to see:

• Expertise in any of the following areas: ECOA, TILA, UDAAP, mortgage lending, personal lending, fintech banking, and state licensing.


• Experience designing and implementing thoughtful, scalable processes.


• Experience drafting compliance policies and procedures.


• Ability to synthesize and report on qualitative and quantitative data clearly, succinctly and confidently in verbal and written communications.


• General litigation experience.

Benefits at Credit Karma includes:

• Medical and Dental Coverage


• Retirement Plan


• Commuter Benefits


• Wellness perks


• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)


• Education Perks


• Paid Gift Week in December

Pay Transparency Notice: Credit Karma’s mission of championing financial progress for all starts from within. That’s why we implemented role-based compensation, which ensures people who are in the same role receive the same pay with variations for geographic location only. It’s all part of a more comprehensive DEI strategy that helps level the playing field. The base salary for this role is $220,303, plus equity and benefits.

Equal Employment Opportunity:

Credit Karma is proud to be an Equal Employment Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information or other protected characteristic. We prohibit discrimination of any kind and operate in compliance with applicable fair chance laws. 

Credit Karma is also  committed to a diverse and inclusive work environment because it is the right thing to do. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We’ve worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth. As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated.

Privacy Policies:

Credit Karma is strongly committed to protecting personal data. Please take a look below to review our privacy policies:

• GDPR Privacy Policy


• U.S. Job Applicant Privacy Notice