Allocore powers the leading government loans, grants, and fraud prevention programs with a unified cloud-based platform built for efficiency and security. Our advanced solutions power the largest and most complex government loan and grant programs, streamlining workflows and integrating proven technologies to handle high-volume financial processes with speed and precision. Every day, we’re enabling government agencies to deliver critical financial resources to those who need them most—quickly and efficiently. At Allocore, our culture is built on three core values—Urgency, Collaboration, and Commitment—which shape how we work, innovate, and support one another. Joining Allocore means being part of a mission-driven team that values innovation, collaboration, and a commitment to excellence. If you thrive in high-pressure environments where urgency meets creativity and where every challenge is an opportunity to create impact, then continue reading....
We are seeking a Loan & Grant Domain Lead to serve as a critical bridge between loan and grant program operations (including underwriting, credit decisioning, and servicing) and technology delivery. This role ensures that platform design and implementation accurately reflect real-world program workflows across the full lifecycle—from application and underwriting through servicing, restructuring, and closeout.
The ideal candidate will translate complex program rules, policies, and operational nuances into explicit system behaviors, workflows, and decision logic (e.g., eligibility rules, underwriting criteria, servicing actions, and exception handling) for Engineering teams, enabling the development of effective, compliant, and scalable solutions.
This role also serves as a key alignment point with client expectations and priorities, ensuring that all solutions are grounded in operational realities and validated against program requirements, including alignment with existing legacy processes, data dependencies, and downstream financial and reporting impacts.
This role is accountable for preventing misalignment between business requirements and system implementation and must be able to identify when proposed solutions are technically feasible but operationally incorrect.
Key Responsibilities
Lead domain strategy for loan and grant programs across the full lifecycle (application → underwriting → servicing → closeout), including definition of underwriting decision criteria, loan structuring logic, and servicing workflows such as delinquency, restructuring, and loss handling
Translate program rules, policies, and regulatory requirements into explicit workflows, system rules, data requirements, and decision logic that can be directly implemented by engineering teams
Work directly with Engineering and Product teams to define, refine, and validate user stories, workflow configurations, and system behaviors, ensuring domain intent is accurately implemented without rework
Ensure solutions align with client expectations, priorities, and operational realities, including field-level processes, program-specific policy nuances, and differences between direct and guaranteed loan programs
Validate system designs and workflows against real-world program operations, including edge cases such as incomplete applications, exception-based approvals, servicing adjustments, and borrower-specific scenarios
Identify gaps, risks, and failure points in proposed workflows and system designs, particularly where policy interpretation, data dependencies, or integration points may cause downstream operational or financial issues
Serve as the primary subject matter expert (SME) for loan and grant program operations, providing authoritative guidance to resolve ambiguity and prevent incorrect implementation of business rules
Lead validation of platform capabilities during testing and implementation, ensuring functional accuracy, data integrity, and alignment with program rules prior to production deployment
Work with technical teams to ensure that domain workflows align with integrated systems (e.g., financial systems, payment platforms, identity systems) and do not break downstream reporting or reconciliation processes
Ensure consistency of borrower, loan, and transaction data across workflows, preventing duplication, data conflicts, or breakdowns during lifecycle transitions
Qualifications
U.S. citizenship is required. Must be eligible to obtain and maintain a Public Trust clearance.
Deep, hands-on expertise in loan and/or grant program operations, including direct involvement in underwriting, credit evaluation, loan structuring, or servicing processes within government, banking, or similarly regulated environments
Demonstrated experience working across the full program lifecycle (application, underwriting, servicing, closeout), including exposure to real-world edge cases such as incomplete applications, exception approvals, restructuring, or delinquency handling
Experience translating policy or regulatory requirements into system workflows, decision rules, and implementable product requirements, working directly with engineering or product teams during delivery
Proven ability to work directly with Engineering and Product teams in a delivery environment, including defining requirements, clarifying ambiguities, and resolving mismatches between business intent and system implementation
Familiarity with federal/state loan and grant environments is preferred, particularly experience with direct vs. guaranteed lending models, federal compliance requirements, or multi-program policy variation
Strong analytical and problem-solving skills, with the ability to break down complex program rules into structured workflows, identify inconsistencies, and drive resolution across business and technical teams
Ability to operate in a fast-paced, evolving delivery environment with tight timelines, incomplete information, and concurrent system, policy, and integration dependencies
Experience supporting or leading implementation of loan, grant, or financial systems, including configuration of workflows, validation of system behavior, or participation in UAT and production rollout
Understanding of how program workflows interact with data models, financial systems, or reporting requirements, including awareness of how upstream decisions impact downstream reconciliation or audit processes
Ability to operate as an independent domain authority, making decisions and providing guidance without relying on pre-defined requirements or fully documented processes
Must be located within a commutable distance to the Washington, DC metropolitan area and able to support on-site presence as required.
Preferred Qualifications
10+ years of experience supporting or implementing digital platforms or enterprise systems, preferably involving loan origination, servicing, or grant management workflows
Background in financial services, public sector programs, or government-backed lending/grants, with direct exposure to regulated environments and program-specific policy constraints
Experience working in Agile or product development environments, including participation in sprint planning, backlog refinement, and user story development in collaboration with engineering teams
Experience working with or alongside financial systems (e.g., general ledger platforms), payment systems, or identity/access systems in support of end-to-end program workflows
Familiarity with system modernization efforts involving migration from legacy systems to configurable platforms, including exposure to data conversion, workflow reconfiguration, or process standardization efforts
Why Allocore
Work on high-impact systems that support critical government programs
Be part of a growing company where you can shape both product and engineering culture
Collaborative, mission-driven team with startup energy
Opportunity to build and scale a platform from the ground up
Benefits:
Competitive salary and performance-based bonuses
Comprehensive health plans to choose from. FREE dental & FREE vision plans
Flexible work hours and hybrid work options
Unlimited PTO and company holidays
Collaborative and inclusive work environment with a diverse team
What to Expect: Step 1 - Apply. It only takes a few minutes! Step 2 - HR Phone Screen. If your application is a good match, you'll hear from one of our recruiters about setting up a phone screen. Step 3 - Interview(s). Now's your chance to learn about the job, show us who you are, share why you would be a great addition to the team, and determine if Lenders is the place for you. Step 4: Decision. The team will discuss - if it's a good fit for us and you, we'll make it official!
Candidates selected for a conditional offer of employment will be subject to a background check. A criminal conviction does not automatically disqualify a candidate from consideration; results are evaluated in accordance with applicable laws and job relevance.
If you're ready to take your career to the next level and be part of a team that values creativity and innovation, apply now! We can't wait to meet you and see how you'll contribute to our success.
Allocore is an equal-opportunity employer and is committed to providing a workplace free from harassment and discrimination. We celebrate our employees' unique differences because that drives curiosity, innovation, and the success of our business. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. Accommodations are available for applicants with disabilities.
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