New Job Opening: General Liability Claims Rep (PD) in Clearwater, FL

Job Description

General Liability Claims Representative (Property Damage)

Job Summary

Seeking a dedicated and experienced General Liability Claims Representative (Property Damage) to join a team. This role involves managing a portfolio of low to moderately complex general liability claims, including property damage, bodily injury, and construction-related claims. The ideal candidate will have a strong understanding of commercial lines products, policy language, and effective claims handling practices. This is a fully remote position, offering the flexibility to work from anywhere while contributing to a dynamic and growing organization.

Compensation Package

• Salary Range: $80,000 - $95,000 per year + bonus opportunities


• Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.

Responsibilities

• Investigate, evaluate, and resolve low to moderately complex general liability claims, including property damage, bodily injury, and construction-related claims.


• Analyze and interpret commercial policy language to determine coverage and communicate decisions effectively through written correspondence, including reservation of rights and denial letters.


• Evaluate damages, establish reserves, and escalate cases with potential exposure above authority levels.


• Negotiate fair and accurate claim settlements in good faith.


• Manage litigated claim files, collaborating with defense counsel to execute appropriate plans of action and bring cases to resolution.


• Retain experts and vendors as needed to achieve optimal claim outcomes while controlling expenses.


• Maintain accurate and detailed documentation in a paperless claims system.


• Communicate with internal departments regarding claim developments and trends.


• Demonstrate an understanding of reserving requirements and philosophies, maintaining appropriate reserves on all assigned files.

Qualifications/Requirements

• Experience: 3-5 years of experience in adjusting commercial liability claims, with a proven track record of increasing responsibility and excellent customer service.


• Licenses: Must hold a public adjuster license in Florida and/or Texas, with the ability to obtain additional licenses as needed.


• Education: College degree preferred; high school diploma or equivalent required.


• Skills:
  
  
  
  • Strong understanding of commercial lines products, policy language, exclusions, and ISO forms.
  
  
  • Proficiency in claims handling and litigation management.
  
  
  • Excellent written and verbal communication skills.
  
  
  • Ability to manage workloads effectively and meet quality and quantity production goals.
  
  
  
  

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