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New Job Opening: Senior General Liability Complex Claims Specialist in Clearwater, FL

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Job Description - New Job Opening: Senior General Liability Complex Claims Specialist in Clearwater, FL


Job Description


General Liability Claims Adjuster


Job Summary


Seeking a dedicated and experienced General Liability Claims Adjuster to join a team. This role involves managing a portfolio of low to moderately complex general liability claims, including some litigated cases. The ideal candidate will possess a strong understanding of commercial lines products, policy language, exclusions, ISO forms, and effective claim handling practices. This is a fully remote position, offering the flexibility to work from anywhere while contributing to a dynamic and growing organization.


Compensation Package



  • Salary Range: $80,000 - $120,000 per year (based on experience and qualifications)

  • Bonus Structure:

    • GL Claims Rep/Sr. GL Claims Rep: 5% bonus

    • CL Technical Claims Specialist/Sr. GL Tech Claims Specialist: 8% bonus

    • GL Litigation & Complex Claims Specialist: 10% bonus

    • Sr. GL Litigation & Complex Claims Specialist: 12% bonus



  • Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.


Responsibilities



  • Investigate, evaluate, and resolve low to moderately complex general liability claims, including litigated cases.

  • Analyze and interpret commercial policy language to determine coverage and communicate coverage positions effectively.

  • Draft professional and error-free written communications, including reservation of rights and denial of coverage letters.

  • Evaluate damages, set reserves, and escalate cases with potential exposure above authority.

  • Negotiate fair and accurate claim settlements in good faith.

  • Manage litigated claim files, collaborating with defense counsel to develop and execute appropriate strategies.

  • Retain experts and vendors to achieve optimal claim outcomes while controlling costs.

  • Maintain accurate and detailed documentation in a paperless claim system.

  • Communicate with other departments regarding claim developments and trends.

  • Implement strategies to efficiently close files and manage claims to resolution.


Qualifications/Requirements



  • Minimum of 5 years of experience in adjusting commercial liability claims, with a proven track record of increasing responsibility and successful claim outcomes.

  • Strong knowledge of commercial lines products, policy language, exclusions, ISO forms, and litigation management.

  • Ability to analyze and interpret construction contracts and apply risk transfer principles.

  • Excellent written and verbal communication skills.

  • Proficiency in managing workloads to meet quality and quantity production goals.

  • College degree preferred; high school diploma or equivalent required.

  • Must hold proper Public Adjuster licenses in Florida and/or Texas, with the ability to obtain additional licenses as needed.


#LI-BC1


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