At The Federal Savings Bank, we’re more than just a national, privately held bank, we’re a team of dedicated professionals committed to making the dream of homeownership a reality. With a strong focus on residential lending, we pride ourselves on delivering a white-glove borrower experience that turns what can be a stressful process into a seamless and memorable milestone.

We’re looking for a Senior Closer who shares our passion for people and precision. In this role, you’ll be a key player in the loan manufacturing process, ensuring that every “Congratulations, you’re a homeowner!” moment is backed by accuracy, care, and a deep understanding of what our borrowers need.

What We Offer:

• Generous time-off and sick pay that increases with tenure
• 7 paid bank holidays
• Health, Dental, and Vision
• HSA and FSA plans available
• Company-paid life insurance
• Partial 401k matching
• Employee Assistance Program (EAP)
• Education Reimbursement
• Home Loan Discount program
• Ongoing in-house training opportunities to broaden your industry knowledge
• Employee recognition on a national scale
• Small bank culture with big bank capabilities
• Career advancement - we promote from within!

Key Responsibilities:

• Audit mortgage loan files for compliance inaccuracies according to internal, investor, and federal overlays
• Manage a daily pipeline while adhering to strict deadlines
• Audit incoming loans to closing, balance Closing Disclosures, and give the green light for closing to occur
• Review executed closing packages and coordinate funding authorization with title companies
• Serve as a conduit between the closing department, bankers, and analysts to ensure a smooth loan process for the borrower
• Communicate with all divisions of the bank and title companies to obtain necessary documentation in a timely fashion
• Provide white glove service to bank customers and mortgage bankers by executing best-in-class customer service procedures
• Work effectively under specific time constraints
• Work effectively both independently and as a team
• Operate and prioritize in a fast-paced environment

Job Requirements:

• 2-year college degree or commensurate mortgage experience
• 5+ years of recent Residential Mortgage Closing experience
• Experience closing 60+ loans monthly
• Demonstrated history of meeting closing deadlines
• Working knowledge of Fannie Mae, FHA, VA, USDA and DPA programs
• Experience with traditional closings, mail-away, e-Closings

Technology Requirements:

• Encompass experience is required

Additional Skills:

• Attention to detail and the ability to multi-task
• Flexible with work schedules especially during peak volume and month-end
• Excellent interpersonal, communication, and time management skills
• Effective problem solver and team player
• Desire to grow into a future leader on our team

The Federal Savings Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.