Senior Mortgage Loan Officer (Retail)

– Bring Your Book, Keep More of It

Location: Remote / Hybrid

Are you an established Loan Officer with a proven referral network who is tired of losing deals to high rates, lender fees, slow operations, or corporate red tape?

At Filo Mortgage, we’ve built a platform specifically designed to help experienced originators win more business, close more loans, and create lifelong client relationships.

Why Top Producers Join Filo

Industry-Leading Value Proposition

Our loan officers benefit from:

• Ultra-competitive rates across conventional, FHA, VA, Jumbo, DSCR and other Non-QM products
• Unique customer retention programs
• Technology-driven mortgage experience utilizing latest AI technology to process and underwrite loans
• Ability to get paid on referrals in states you’re not licensed in.
• Get your realtors corporate referrals from Filo through our Filo Home Connection program. 
• Ability to submit loans as a broker or as a lender

These advantages help originators convert more leads and retain more clients without sacrificing service.

Operations Built for Producers

• Dedicated processing and support
• Modern technology stack featuring AI and Doc Intelligence to CTC loans in less than 7 days from initial submission
• Same-day underwriting turn times
• Direct access to executive leadership
• Minimal bureaucracy

Keep More of What You Earn

We believe successful originators should be rewarded for the business they create.

• Competitive compensation structure
• Multiple compensation options available
• Marketing and growth support
• Ability to build a long-term business, not just close transactions

Grow Beyond Referrals

In addition to your existing referral network, Filo offers:

• Consumer-direct opportunities
• Strategic partnerships
• Corporate affinity relationships
• Digital marketing support
• Referral partner development

What We’re Looking For

• Active NMLS license
• Proven mortgage origination experience
• Established referral relationships and book of business
• Self-motivated and entrepreneurial mindset
• Strong communication and customer service skills

Products

• Conventional
• FHA
• VA
• Jumbo
• Non-QM
• DSCR
• Bank Statement Programs

About Filo Mortgage

Filo Mortgage is a fast-growing independent mortgage lender focused on delivering a better mortgage experience through lower costs, innovative technology, and exceptional customer service. Our mission is simple: help clients build wealth through homeownership while empowering our employees to build meaningful careers and improve their quality of life.

If you’re producing business today and want a platform that helps you close more loans while providing exceptional value to your clients, we’d love to have a confidential conversation.

Apply today or contact us at [email protected] for a confidential discussion.