GENERAL DESCRIPTION
Supervise a staff of mortgage originators and underwriters, and to oversee the day-to -day operations of the department
ESSENTIAL JOB FUNCTIONS
• Approve/decline or recommend the approval/declination of new mortgage loans to the Loan Review Committee and to the Board of Investment; perform real estate inspections
• Stay current on lending regulations and best practices by attending seminars, meetings and conferences; develop new products and origination methods to keep the bank competitive
• Underwrite employee mortgage applications
• Prepare various mortgage-related reports for various regulatory agencies
• Interview mortgage loan customers
• Coordinate and chair the CRA Committee and maintain CRA files
• Interview potential department members. Oversee HMDA reporting process.
SPECIFIC SKILLS REQUIRED
Extensive knowledge of real estate and mortgage lending regulations, good supervisory and organizational skills; ability to communicate (both verbally and in writing), motivate and delegate; ability to deal with the public; familiarity with secondary marketing and industry best practices
EDUCATION REQUIREMENTS
• 5 + years of lending and underwriting experience with 2 + years in a supervisory role; loan collection, underwriting and credit analysis experience helpful.
• Loan collection, underwriting and credit analysis experience helpful.
• BS or BA in financial field preferred; BS or BA in financial field preferred
NOTICE
This list of duties is not intended to be all- inclusive and may be expanded to include other duties that may be deemed necessary by management from time-to-time. Also, employee is expected to have knowledge of and adhere to the Information Security Program and Policy and other Bank policies and procedures. The employee complies with state and federal regulations and specific BSA/AML related regulations.
No CV Required
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