Retail Loan Assistant- Knox County

Whether you're passionate about finance, technology or helping others - a career at First National Bank offers a world of opportunity to grow and succeed. Work collaboratively with a team while having fun and providing product and technical support knowledge to customers. In return, we have a lot to offer. Great pay, competitive benefits and a bonus plan. Opportunities for personal growth and professional development. And yes, a real opportunity to make a difference in the place where you live. 

Qualifications:

• High school diploma or equivalent. 
• Extensive customer service skills along with computer experience.  
• Previous banking or real estate mortgage experience a plus.  
• Must have ability to become NMLS registered.

Function: Interact with customers requiring assistance in the lending area: discuss loan products, hand out appropriate applications and disclosures, and coordinate appointment schedule for lender(s). Assist lender(s) with loan documentation, file assembly, loan closings, and other lending related functions. 

Duties:

• Assists borrowers by discussing loan products, handing out appropriate applications and disclosures, helping them to complete loan applications and other loan related documents. 
• Inputs or imports loan data into mortgage systems up to issuance of necessary initial disclosures.
• Inputs/processes consumer loan applications in online system.
• Assembles and reviews loan files and other necessary loan documentation for pre-underwriting, pre-closing, and post-closing accuracy.
• Processes disbursements and funding post-closing.
• Scanning and indexing of all loan documents.
• Processes loan payments and lines of credit advances 
• Prepares construction monitoring worksheet; monitors and processes advances for construction loan, provides lender updates on construction progress and available funds; Coordinates construction loan inspections; tracks and maintains information for 1099 reporting.
• Assists lenders in obtaining credit reports and research other information necessary for loan request. 
• May schedule loan closings, coordinating with loan services, and may close loans in absence of lender.
• Schedules appointments and prepares correspondence for lenders including renewal letters and modification worksheets.
• Maintain understanding of current lending compliance regulations, Secondary Market guidelines, and bank’s credit policy and underwriting requirements
• Cross Sell bank product and refer customers to FNWM and FNIS 
• Performs other duties as requested.