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Senior Associate, Credit Advisory Underwriting

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Job Description - Senior Associate, Credit Advisory Underwriting

Senior Associate, Credit Advisory Underwriting At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world's financial system we touch nearly 20% of the world's investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions with our clients that benefit businesses, communities and people everywhere. We continue to be a leader in the industry, awarded as a top home for innovators and for creating an inclusive workplace. Through our unique ideas and talents, together we help make money work for the world. This is what #LifeAtBNY is all about. We're seeking a future team member for the role of Senior Associate, Credit Advisory Underwriting to join our Credit Advisory, Mortgage Underwriting team. This role is located in Pittsburgh, PA. In this role, you'll make an impact in the following ways: Perform mortgage underwriting duties to analyze new loan request and identify any exceptions to policy. Ensure all required documentation is in the file. Evaluate general credit worthiness of borrowers by analyzing personal and corporate financial statements and balance sheets, credit reports, asset statements and property appraisals. Prepare loan write-ups for approval that address borrowers' strengths and weaknesses. Write-ups may include credit memos, financial spreadsheets, and other relevant information. Make well-supported credit recommendations. Interact closely with sales staff in discussing loan structure and credit worthiness of prospective applicants. Contribute to the achievement of related teams' objectives. To be successful in this role, we're seeking the following: Bachelor's degree or the equivalent combination of education and experience is required. 3-5 years of total work experience preferred. At BNY, our culture speaks for itself. Here's a few of our awards: America's Most Innovative Companies, Fortune, 2024 World's Most Admired Companies, Fortune 2024 Human Rights Campaign Foundation, Corporate Equality Index, 100% score, 2023-2024 Best Places to Work for Disability Inclusion, Disability: IN - 100% score, 2023-2024 “Most Just Companies”, Just Capital and CNBC, 2024 Dow Jones Sustainability Indices, Top performing company for Sustainability, 2024 Bloomberg's Gender Equality Index (GEI), 2023 Our Benefits and Rewards: BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life's journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter. BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.
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