Senior Data Analyst - Credit Risk

SENIOR DATA ANALYST – CREDIT RISK

WHO WILL SHINE IN THIS ROLE

As a Senior Data Analyst, you will play a critical role in evaluating borrower creditworthiness, assessing potential losses, and developing strategies to mitigate credit and fraud risks. You will take the lead on complex data initiatives, working with large datasets to uncover insights that shape business strategy. In this role, you will collaborate with cross-functional teams, apply advanced analytics techniques, and create impactful reports and dashboards. If you thrive in a data-driven environment and enjoy solving complex problems, this is the perfect opportunity for you!

WHAT YOU’LL DO

• Lead data analysis projects – collect, clean, and organize large datasets to develop and implement statistical models aimed at reducing credit and fraud risks.


• Analyze credit risk exposure – identify trends and opportunities to monitor and assess the loan portfolio’s risk profile.


• Develop reports and dashboards – maintain performance monitoring tools using Tableau, SAS, Excel, and SQL.


• Conduct predictive modeling – apply advanced statistical techniques to support business strategies and decision-making.


• Collaborate cross-functionally – work with business teams and the Operational Underwriting Team to translate data insights into actionable strategies.

WHAT WE’RE LOOKING FOR WHO WE ARE

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  Master’s degree in a relevant field.
  
  


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  Competent in data analysis and programming tools such as Python, Hive, or R.
  
  


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  Experience in the financial or banking industry, with a focus on credit risk.
  
  

LOCATION & WORK SETTING

• Office Address: 628 Roosevelt Rd, St. Cloud, MN, 56301


• Schedule: Full-Time, Monday–Friday 8:00am-5:00pm CST


• Work Setting: Hybrid

COMPETITIVE COMPENSATION & BENEFITS

• Starting Pay: $91,500 - $114,375 per year.




• The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

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  Annual Discretionary Bonus
  
  


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  Earned Safe & Sick Time (ESST)
  
  


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  Paid Maternity & Paternity Leave
  
  


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  Paid Time Off (PTO) & 8 Paid Holidays
  
  


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  Donation Matching & Paid Volunteer Time
  
  


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  401(k) Match – 100% of your deferrals up to 5%
  
  


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  Tuition Reimbursement & Student Loan Match Program
  
  

HOW TO APPLY

It only takes a couple minutes! Submit your resume on our website at preferredcredit.com/careers.

EQUAL EMPLOYMENT OPPORTUNITY

PCI is an equal employment opportunity employer committed to diversity, equity, & inclusion. We make hiring decisions based on qualifications, merit, and business needs. If you need assistance or an accommodation due to disability, please contact PCI HR at [email protected].