Senior Financial Analyst - Profitability Analytics (HYBRID)

Description

• Lead complex profitability analyses across products, members, and balance sheet strategies, synthesizing insights for senior leadership.
• Serve as a subject matter expert on FTP, RAROC, and profitability methodologies, advising on assumptions and model design.
• Design, enhance, and maintain advanced profitability models for loans, deposits, and optionality‑driven products.
• Lead development of forward‑looking pro forma models to evaluate new products, pricing strategies, and strategic initiatives.
• Translate profitability results into clear recommendations that influence pricing, growth, and balance sheet decisions.
• Partner closely with Treasury and ALM on balance sheet strategy, liquidity premiums, and behavioral assumptions.
• Drive continuous improvement of profitability systems, data structures, and reporting frameworks.
• Lead cross‑functional initiatives to develop new tools, dashboards, and analytical capabilities.
• Provide oversight and quality review of team analyses, ensuring consistency, accuracy, and governance adherence.
• Act as a key contributor in audits, model risk management, and examiner interactions, explaining methodologies and results.

• Required Education: Bachelors degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree)
• Required Experience: 4 - 6 years of relevant experience
• Advanced financial modeling expertise and strong business acumen.
• Ability to solve complex problems and balance competing priorities.
• Strong verbal and written communication skills, including executive level storytelling.
• Ability to lead projects and influence cross-functional partners.

• Traditional medical, dental, and vision coverage
• 401K with generous matching per pay period
• Paid Time Off: You’ll accrue up to 15 vacation days in your first year. In addition, you’ll receive 40 hours of sick time and 3 personal days, which refresh annually
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)