Senior Lead Product Manager - Virtual Card/Embedded Finance

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo's Global Payments & Liquidity (GPL) team is an integrated, forward-looking product organization with end-to-end payments, data, liquidity and associated lending solutions that enable our clients to achieve their business objectives in an evolving digital world.

About this role:

Wells Fargo is seeking a strategic, forward-thinking, and results-driven Senior Lead Product Manager to lead the Virtual Card/Embedded Finance Product. Reporting to the Head of Commercial Card Product Management, this critical role is responsible for delivering accelerated bottom-line impact in the fastest-growing area in commercial payments.

In this role, you will:

• Develop and continually refine the product strategy for Virtual Card/Embedded Finance
• Drive execution of the Virtual Card/Embedded Finance product roadmap in collaboration with key stakeholders, including the Wholesale Digital & Innovation team
• Develop and deliver the product's go-to-market plan in collaboration with Sales and Marketing
• Establish success measures/KPIs to ensure strategy translates into outcomes

Required Qualifications:

• 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Product leadership experience in payments, commercial cards, B2B fintech, or enterprise software
• Deep understanding of the payments needs of large businesses, including purchasing cards, B2B payment flows, and the procure-to-pay process
• Extensive knowledge of Virtual Card/Embedded Finance industry trends and hands-on experience designing and delivering Virtual Card capabilities
• Track record of building and executing product strategies that deliver business results
• Demonstrated ability to lead with influence and partner across functions

Job Expectations:

• This position is not eligible for Visa sponsorship
• This position is a hybrid work model. Must be willing to work out of the San Francisco, CA, Concord, CA, or Salt Lake City, UT office approximately 3 days a week

Pay Range:

• Salt Lake City, UT: $139,000 - $217,000
• Concord, CA: $167,000 - $260,000
• San Francisco, CA: $167,000 - $260,000

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$139,000.00 - $260,000.00
Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
13 Apr 2026
* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.