Senior Product Manager, Lending & Liquidity

SENIOR PRODUCT MANAGER, LENDING & LIQUIDITY

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over five million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.

ABOUT THE ROLE:

As a senior member of the Banking team, you will work with a cross-functional team of leaders to make it easier for our customers to manage their financial lives. This role will focus on liquidity or lending products. This is a strategic area for Current - it is a huge driver of our acquisition strategy, contributes meaningfully to top line revenue, and customers recognize us for having best in class products.

You will be responsible for managing one or more of our lending & liquidity products (Paycheck Advance & Fee-Free Overdraft), as well as identifying new products we could offer to meet more of our customers’ cash flow & borrowing needs. This might include building additional products in-house, identifying & integrating partner offerings, or continuously improving what we have in the market today.

RESPONSIBILITIES:

• Lead the full product development lifecycle for key consumer-facing features that impact that impact our members’ financial lives and our core business


• Collaborate with a team of designers, engineers, and data scientists to identify opportunities for new product experiences and improvements


• Conduct customer research to deeply understand our members’ financial problems and anxieties to inform future product development


• Drive team execution by defining roadmap epics, writing feature stories, and overseeing the implementation and development of work in your space


• Collaborate with our data science team to plan and run experiments to learn and optimize our product experiences


• Identify KPI’s used to inform the product roadmap and measure success

ABOUT YOU:

• Strong consumer product and user experience instincts - you have a knack for understand what people want and makes an experience meet and exceed their expectations


• Radical thinking paired with strong execution - can envision a world different than the status quo with the ability to articulate a clear path to get there


• While you can dream big, you also know when and how to ruthlessly prioritize and ship quickly in order to learn and iterate


• Creative problem solver - able to identify real obstacles and viable solutions


• Self-motivated, with excellent written and verbal communication skills


• Not hesitant to get hands dirty, get into the weeds, and do whatever is necessary to ensure your team’s success


• Outcome oriented and proactive. You can articulate the desired outcome and work collaboratively to create a path to achieve it

REQUIREMENTS:

• 6+ years of product management experience


• Experience in b2c fintech (i.e. loans, unsecured cards, EWA, BNPL)


• Comfortable getting into the weeds on a variety of technical issues


• Ability to execute in a fast-paced and fluid startup environment 


• Has worked with varied teams and multiple stakeholders to launch features

This role has a base salary range of $170,000 - $204,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits. 

BENEFITS

• Competitive salary 


• Meaningful equity in the form of stock options 


• 401(k) plan


• Discretionary performance bonus program 


• Biannual performance reviews


• Medical, Dental and Vision premiums covered at 100% for you and your dependents 


• Flexible time off and paid holidays 


• Generous parental leave policy


• Commuter benefits 


• Fitness benefits


• Healthcare and Dependent care FSA benefit 


• Employee Assistance Programs focused on mental health 


• Healthcare advocacy program for all employees 


• Access to mental health apps 


• Team building activities


• Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches