Senior Underwriter Healthcare & Life Sciences Practice Group

Great underwriters know that the best decisions come from blending analytical thinking with real market instincts. If you thrive on the challenge of growing a book of business, building influential broker relationships, and making your mark in a specialty vertical, this is your opportunity.

As a Senior Underwriter in Liberty Mutual's Healthcare & Life Sciences Practice Group — a specialized unit within Major Accounts — you will underwrite Workers' Compensation, Commercial Auto, and General Liability (non-products) across all program structures with a primary emphasis on loss-sensitive accounts. You will partner with Loss Control, Industry Consulting, and Claims to deepen your expertise in the healthcare and life sciences sectors while driving profitable growth.

Key Responsibilities

• Book of Business Development: Develop, grow, and maintain a profitable, diversified book of primary casualty business through sound underwriting decisions, strong agent/broker relationships, and effective use of underwriting tools and resources. Mentor less experienced underwriters in technical and professional skills.
• Risk Selection: evaluates opportunities by qualifying accounts; identifying, selecting and assessing risks; determining the premium, policy terms and conditions; obtaining approvals; creating/presenting the proposal to the agent/broker and successfully negotiating deals.
• Agent/Broker Relationships: Market to an assigned territory targeting healthcare and life science accounts. Build and maintain strong relationships with brokers through responsive service, site visits, and in-person meetings. Partner across markets deliver holistic account solutions.
• Portfolio Management: Analyze and manage a complex book of business, identifying opportunities for growth, profit improvement, and diversification. Execute targeted marketing plans and use pricing models to ensure portfolio profitability.
• Service Value Proposition: Clearly articulate the specialized services Liberty Mutual offers healthcare insureds relative to competitors..
• Documenting the Deal: Maintain thorough file documentation that reflects sound decision-making through account reviews, sign-offs, and referrals in compliance with state regulations and underwriting guidelines.
• Leadership: Mentor and coach underwriters on technical and professional skills. Share subject matter expertise and provide regular insights to the broader underwriting team.
• Continuous Improvement: Actively engage in daily huddles, problem-solving activities, and continuous improvement initiatives to support team performance and operational excellence.

• Bachelor's degree in Business or equivalent typically required. 3 to 7 years of commercial lines underwriting experience preferred, with a proven track record of developing and underwriting profitable business.
• CPCU or professional insurance designation preferred.
• Analytical ability across all phases of the underwriting process with proficiency in qualitative and quantitative tools and techniques. Must demonstrate knowledge of underwriting, pricing, risk selection, and territory management.
• Strong negotiation, relationship-building, and mentoring skills with the ability to apply underwriting tools and appetite to achieve goals and solve complex problems.

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco