Software Engineer, Personal Loans

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Software Engineers who are ready to learn and contribute to the development of the next generation of our financial services platform. Key qualifications of this role include:

• Taking ownership of delivering key improvements to platform subsystems.


• Solid fundamentals in languages, common libraries and frameworks.


• Implement improvements to systems leveraging well established patterns.


• Writing clear and maintainable code as well as creating relevant test collateral.

What You’ll Do

As a valuable contributor to our team, you will focus on building out the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to deployment. Key responsibilities include implementing new features, ensuring code quality, and contributing to the delivery of highly-available, scalable services. Success requires close coordination with Product, Marketing, Operations, Business, Legal, and Compliance teams. 

What You’ll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering


• 2 years of professional full-time relevant work experience, including internships or research assistant roles.


• Strong sense of ownership and willingness to learn unfamiliar systems.


• Affinity for solving complex problems and the drive to dive deep into the technical details.


• Proficiency in Java, Kotlin, or another modern object-oriented language.


• Ability to follow established patterns and contribute to well‑defined features.


• Ability to write clear, maintainable code and basic unit tests.


• Understanding of relational and document database principles.

Nice To Have

• Experience with GIT, Build Automation, and CI/CD Processes.


• Understanding of fundamental distributed systems concepts.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.