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Sr. Commercial Lines Underwriter | Remote

icon briefcase Job Type : Full Time
icon remote-alt Remote / Work from Home

Job Description - Sr. Commercial Lines Underwriter | Remote

 
Our client, an established P&C insurance carrier, is looking to add an experienced Senior Commercial Lines Underwriter to its growing team. This position offers the opportunity to manage a diverse book of commercial business, work closely with independent agency partners, and play an important role in expanding the carrier's presence throughout the Mid-Atlantic region. The ideal candidate will bring a strong foundation in commercial underwriting, the ability to assess complex risks, and a relationship-driven approach to working with agents and brokers. This is an excellent opportunity for an underwriter seeking greater autonomy, professional growth, and the chance to make a meaningful impact within a collaborative underwriting environment. This opportunity offers remote flexibility for qualified candidates located throughout the Mid-Atlantic region.

 

Key Responsibilities



  • Underwrite new and renewal Commercial P&C accounts across multiple lines of coverage.



  • Analyze submissions, financial information, claims history, and overall risk characteristics to determine appropriate underwriting terms.



  • Oversee an assigned book of business, balancing growth opportunities with profitability and retention goals.



  • Build and strengthen relationships with independent agents and brokers to support ongoing business development.



  • Identify and pursue opportunities to expand business within the assigned territory.



  • Negotiate coverage terms, pricing, and account structures while adhering to underwriting standards.



  • Partner with internal departments to facilitate account servicing, resolve underwriting matters, and support business objectives.



  • Evaluate portfolio results and market developments to make informed underwriting and business decisions.



Requirements



  • 3-5+ years of Commercial Property & Casualty underwriting experience.



  • Solid understanding of commercial insurance products, coverage structures, pricing, and risk assessment.



  • Experience evaluating and underwriting a variety of Commercial Lines accounts.



  • Previous experience working with independent insurance agencies or broker distribution channels.



  • Demonstrated ability to manage agency relationships and contribute to business growth.



  • Strong decision-making skills with the ability to assess risks and negotiate underwriting terms independently.



  • Excellent interpersonal, analytical, communication, and time-management skills.



  • Bachelor's degree or equivalent combination of education and relevant experience.



  • CPCU, CIC, or similar professional insurance designations are preferred but not required.



Salary/Benefits



  • $115,000–$130,000 annual base salary, based on experience and qualifications.



  • Annual performance-based bonus opportunity.



  • Comprehensive Medical, Dental, Vision, and Life Insurance.



  • Employer-sponsored retirement plan.



  • Generous paid time off.



  • Additional employee benefits and professional growth opportunities.



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