Our client, an established P&C insurance carrier, is looking to add an experienced Senior Commercial Lines Underwriter to its growing team. This position offers the opportunity to manage a diverse book of commercial business, work closely with independent agency partners, and play an important role in expanding the carrier's presence throughout the Mid-Atlantic region. The ideal candidate will bring a strong foundation in commercial underwriting, the ability to assess complex risks, and a relationship-driven approach to working with agents and brokers. This is an excellent opportunity for an underwriter seeking greater autonomy, professional growth, and the chance to make a meaningful impact within a collaborative underwriting environment. This opportunity offers remote flexibility for qualified candidates located throughout the Mid-Atlantic region.
Key Responsibilities
Underwrite new and renewal Commercial P&C accounts across multiple lines of coverage.
Analyze submissions, financial information, claims history, and overall risk characteristics to determine appropriate underwriting terms.
Oversee an assigned book of business, balancing growth opportunities with profitability and retention goals.
Build and strengthen relationships with independent agents and brokers to support ongoing business development.
Identify and pursue opportunities to expand business within the assigned territory.
Negotiate coverage terms, pricing, and account structures while adhering to underwriting standards.
Partner with internal departments to facilitate account servicing, resolve underwriting matters, and support business objectives.
Evaluate portfolio results and market developments to make informed underwriting and business decisions.
Requirements
3-5+ years of Commercial Property & Casualty underwriting experience.
Solid understanding of commercial insurance products, coverage structures, pricing, and risk assessment.
Experience evaluating and underwriting a variety of Commercial Lines accounts.
Previous experience working with independent insurance agencies or broker distribution channels.
Demonstrated ability to manage agency relationships and contribute to business growth.
Strong decision-making skills with the ability to assess risks and negotiate underwriting terms independently.
Excellent interpersonal, analytical, communication, and time-management skills.
Bachelor's degree or equivalent combination of education and relevant experience.
CPCU, CIC, or similar professional insurance designations are preferred but not required.
Salary/Benefits
$115,000–$130,000 annual base salary, based on experience and qualifications.
Annual performance-based bonus opportunity.
Comprehensive Medical, Dental, Vision, and Life Insurance.
Employer-sponsored retirement plan.
Generous paid time off.
Additional employee benefits and professional growth opportunities.
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