TPO Mortgage Equity Underwriter II

Description

• Review and verify the accuracy of collateral details, down payment, employment profile, credit strength and all other pertinent loan documentation and information
• Approve or reject loan applications based on internal and investor guidelines
• Recognize, structure, present and approve additional loan opportunities to maximize Partner Loan Officer benefits
• Provide risk guidance to loan officers, processors and management on loan scenarios and respond to underwriting questions
• Provide adverse actions according to relevant regulatory loan guidelines
• Managing & responding to Partner Loan Officer UW inquires on loan scenario & TPO guidelines
• One-off self-employment reviews

• Minimum 2 years’ mortgage underwriting experience
• Familiar with standard practices for reviewing and analyzing self-employment and rental income documentation
• Strong analytical and problem-solving skills; ability to resolve complex issues with minimal direction
• Excellent verbal and written communication skills; able to express ideas concisely and logically
• Ability to balance productivity and speed to meet service levels with quality underwriting
• Working knowledge of investor and industry standard underwriting concepts, practices, guidelines and procedures
• Familiarity with loan origination software is preferred
• Working knowledge of Microsoft Office Suite
• Minimum Education: High School Diploma

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Paid Time Off: You’ll accrue up to 15 vacation days in your first year. In addition, you’ll receive 40 hours of sick time and 3 personal days, which refresh annually
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)