Treasury Analyst

Job Summary:

We are seeking a results-driven Treasury Analyst to oversee the financial health and liquidity of a multi-entity organization with complex inventory and financing needs. The ideal candidate will manage day-to-day cash flow, banking relationships, floor plan financing, investment strategies, and risk management across diverse business units. This role is key in ensuring optimal use of cash, funding for inventory, and compliance with financial covenants.

Key Responsibilities:

Cash and Liquidity Management

• Monitor daily cash positions across multiple bank accounts and legal entities.


• Forecast short- and long-term cash needs to maintain adequate liquidity.


• Manage intercompany cash transfers and optimize cash pooling strategies.

Floor Plan and Inventory Financing

• Manage asset-based lending and floor plan financing arrangements with lenders to maintain compliance with financing terms.


• Reconcile inventory financing against physical inventory and internal system reports.


• Liaise with floor plan providers to manage drawdowns and repayments.

Banking and Treasury Operations

• Maintain strong relationships with banks, lenders, and financial institutions.


• Manage bank account structures, signatories, and KYC documentation.


• Evaluate and implement treasury systems and process improvements.

Risk Management

• Identify and mitigate financial risks related to interest rates, liquidity, and credit exposure.


• Maintain appropriate internal controls around cash handling and treasury activities.


• Assist in managing insurance policies and compliance for asset protection.

Reporting and Compliance

• Prepare regular treasury reports for senior management.


• Monitor covenant compliance on loans, credit facilities, and floor plan arrangements.


• Remain compliant with all financial regulations and company policies.

Strategic Planning

• Provide treasury input into business planning, acquisitions, and capital investments.


• Collaborate with accounting, sales, and operations teams to align financial goals with cash flow.

Accounts Payable Oversight

• Coordinate closely with the Accounts Payable team to manage payment timing in alignment with cash flow forecasts.


• Review, approve, or obtain approvals for high-value disbursements to support liquidity goals and vendor relationships.


• Analyze AP aging reports and collaborate with departments to resolve discrepancies or delays.


• Support month-end and year-end closing processes related to payables and cash disbursements.


• Partner with procurement and operations to optimize vendor payment terms and working capital efficiency.

Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, or related field (CPA a plus).


• 4+ combined years of treasury, finance or accounting experience


• Preferably, experience with floor plan financing


• Strong analytical, communication, and leadership skills.


• Proficiency in Excel and treasury management systems.