Underwriter

Symetra has an exciting opportunity to join our team as a Underwriter!

About the role

As an Underwriter-Group you will develop knowledge of insurance medicine, underwriting principles, and life and disability insurance industry practices through a formal training program. Underwriters are also responsible for reviewing individual Evidence of Insurance applications and classifying mortality risks in a sound, objective, and consistent manner by applying company guidelines and philosophies.

What you'll do in this role

• Develop a basic understanding of underwriting philosophies, documentation and techniques.


• Complete an in-depth study of the human body, its systems, and associated medical conditions, as well as becoming familiar with commonly prescribed medications.


• Establish a baseline understanding of non-medical risks and their effects on risk evaluation.


• Demonstrate an ability to apply the above learned concepts during case clinics and the processing of formal applications


• Communicate effectively with applicants and policyholders to explain underwriting decisions and provided current application status.


• Review Evidence of Insurability applications and may underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines, including: determining whether to accept or reject the application by evaluation of applicant's medical history, financial background, insurable interest and financial need


• Confer with Senior and Specialist-level Underwriters on complex cases and situations established by practice.

What we offer you

“If you want to invest in yourself and build a career, this is a great place to work. If you don't want to put in the effort to learn the industry and become a student of the business (it takes real effort!), there are easier places to work.” Cris H. - AVP Internal Sales, Training and Development 

“Symetra is inclusive of all employees regardless of their personal differences.” Darrell J. - Actuary III 

“Symetra values learning. Symetra has so many resources - whether that is the Student of the Business courses, sponsorship of professional certifications, or just individual employees being so willing to teach and answer questions.” Felicia D. - Financial Reporting Lead Senior Analyst 

Benefits and Perks

We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.

• Flexible full-time or hybrid telecommuting arrangements


• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%


• Paid time away including vacation and sick time, flex days and ten paid holidays


• Give back to your community and double your impact through our company matching


• Want more details? Check out our Symetra Benefits Overviewopens a pdf file

Compensation

 Salary Range: $70,600- $117,600 plus eligibility for annual bonus program 

Who you are

• Minimum of two years' experience in life insurance or financial services, or equivalent medical industry experience.


• Demonstrated ability to quickly synthesize and adopt new concepts, with a strong attention to detail.


• Strong analytical, problem solving, and decision-making skills.


• Proactive communicator with effective written and interpersonal skills.


• Documented ability to sustain a high quality of work in a production-based environment.


• Excellent organizational skills and ability to multi-task effectively.


• Formal medical and/or pharmacological training, knowledge and/or experience preferred.


• High School diploma or equivalent experience required

We empower inclusion.

At Symetra, we aspire to be the most inclusive insurance company in the country we’re building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspectives, and removing barriers.

We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.

 Creating a world where more people have access to financial freedom.

Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we’re guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they’re buying, and we design products—and operate our company—to stand the test of time. We’re committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.

For more information about our careers visit:

https://symetra.eightfold.ai/careers

Work Authorization

Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.

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