Underwriting Consultant Stop Loss Remote

Symetra has an exciting opportunity to join our team as an Underwriting Consultant - Stop Loss! \n\nAbout the role\n\nIn this role, you will assess risk on new and existing employer groups and develop appropriate pricing strategies. You\u0027ll be accountable for achieving profitability, persistency, and growth goals by analyzing claims data, medical information, and plan design while collaborating closely with Sales, Brokers, and internal partners. \n\nThis role is well-suited for an experienced stop-loss underwriter who enjoys working on complex cases, influencing outcomes, and serving as a trusted subject-matter expert.\n\nWhat You\u0027ll Do\n\n * Evaluate risk within assigned authority levels by analyzing claims experience, shock losses, aggregate performance, and medical information.\n * Determine appropriate pricing using multiple tools and methodologies, including the development and application of aggregate factors.\n * Underwrite complex new business and renewal cases, exercising sound judgment within (and occasionally outside) established guidelines.\n * Communicate and negotiate case pricing with Sales, Brokers, and producers to support balanced decisions aligned with profitability and growth goals.\n * Manage an assigned block of business and remain accountable for key performance metrics, including rate adequacy, close ratios, renewal persistency, and service standards.\n * Serve as a subject matter expert, providing guidance on complex or high visibility cases and supporting peers through mentoring and training.\n * Partner with underwriting leadership on exceptions, customer concerns, and special projects; provide back up support for underwriting leadership as needed.\n * Contribute to underwriting strategy by providing competitive insights and participating in cross training initiatives, RFP responses, and process improvement efforts.\n * Represent Underwriting internally and externally, including travel with Field Representatives and participation in industry or company events when appropriate.\n\n\n\nWhy Work at Symetra\n\nHere\u0027s what some of our employees have to say about why they work at Symetra:\n\n\"Join. It\u0027s that simple. You won\u0027t find a better company that can draw out your potential in ways you didn\u0027t know you had.\" - Andrew H., Associate Underwriter\n\n \n\n\"Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company\u0027s deep commitment to diversity, equity, and inclusion--it\u0027s not just a statement, it\u0027s an active and ongoing priority that\u0027s felt throughout the organization.\" -Charlotte G., Sr. Underwriter - Consultant Stop Loss\n\nWhat we offer you\n\nBenefits and Perks\n\nWe don\u0027t take a \"one-size-fits-all\" approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.\n\n * Flexible full-time or hybrid telecommuting arrangements\n * Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%\n * Paid time away including vacation and sick time, flex days and ten paid holidays\n * Give back to your community and double your impact through our company matching \n * Want more details? Check out our Symetra Benefits Overview\n\n\n\nCompensation\n\nSalary Range: $96,700 - $161,200 plus eligibility for annual bonus program \n\nWho You Are\n\n * High school diploma or equivalent required; bachelor\u0027s degree or equivalent experience preferred.\n * 8+ years of stop loss underwriting experience with strong risk-based pricing expertise.\n * Deep understanding of stop loss products, pricing methodologies, and employee benefit plans.\n * Professional designations such as HIA, MHP, or CEBS strongly preferred.\n * Strong analytical and problem-solving skills with the ability to apply sound judgment.\n * High attention to detail, with the ability to manage multiple priorities in a fast-paced environment.\n * Strong interpersonal, negotiation, and communication skills.\n * Comfortable partnering with Sales and service teams; service and results oriented mindset.\n * Proficiency with Microsoft Office; experience with David Young/ESL systems is a plus.\n * Ability to work effectively in a high production environment with shifting priorities.\n\nWe empower inclusion \nAt Symetra, we aspire to be the most inclusive insurance company in the country. We\u0027re building a place where every employee feels valued, respected, and has opportunities to contribute.\n\nInclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.\n\n \n\nCreating a world where more people have access to financial freedom \nSymetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we\u0027re guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they\u0027re buying, and we design products--and operate our company--to stand the test of time. We\u0027re committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.\n\nFor more information about our careers visit: https://symetra.eightfold.ai/careers\n\n \n\nWork Authorization \nEmployer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.\n\n \n\nPlease review Symetra\u0027s Remote Network Minimum Requirements:\n\nAs a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees\u0027 internet connection:\n\n * Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment with the FCC\u0027s definition of \"broadband.\"\n * Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL.\n * Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.\n\n\n\nWhen applying to jobs at Symetra you\u0027ll be asked to test your internet speed and confirm that your internet connection meets or exceeds Symetra\u0027s standard as outlined above.\n\n \n\nIdentity Verification \n\nSymetra is committed to fair and secure hiring practices. For all roles, candidates will be required (after the initial phone screen) to be on video for all interviews. Symetra will take affirmative steps at key points in the process to verify that a candidate is not seeking employment fraudulently, e.g. through use of a false identity.\n\n \n\nFailure to comply with verification procedures may result in:\n\n * Disqualification from the recruitment process\n * Withdrawal of a job offer\n * Termination of employment and other criminal and/or civil remedies, if fraud is discovered\n\n\n