Underwriting Team Lead

KEY RESPONSIBILITIES 

Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.   

• Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure 

• Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements 

• Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth, and risk management objectives 

• Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes 

• Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios 

• Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives 

• Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression 

• Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy 

EDUCATION AND EXPERIENCE 

The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

• Bachelor’s degree in Business, Finance, Insurance, or a related field preferred 

• Extensive experience within underwriting, including commercial or specialty lines 

• Proven leadership experience managing underwriting teams and driving performance outcomes 

• Demonstrated success in achieving profitability and growth objectives through underwriting strategy and portfolio management 

CERTIFICATIONS, LICENSES, REGISTRATIONS 

• Relevant certifications such as CPCU or equivalent professional designations preferred. Appropriate state-specific insurance licenses  based on role responsibilities. 

FUNCTIONAL SKILLS 

• Advanced expertise in underwriting, risk selection, and portfolio management 

• Strong leadership and people management capabilities across underwriting teams 

• Financial acumen, including ability to analyze portfolio performance and profitability drivers 

• Strategic thinking and ability to translate market insights into underwriting action 

• Strong negotiation and relationship management skills with brokers and market partners 

• Proficiency in underwriting systems, tools, and data analytics to support decision-making