Universal Banker I

Description

Please note:  This position is located in Tampa, Florida.

Summary 

Opens accounts, explains and processes investments and other financial services, and produces correct documentation by performing the following duties.

Requirements

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Responsible for greeting all bank customers as they enter the branch in a courteous and professional manner.
• Interviews customers to obtain information and explain available financial services such as savings and checking accounts, Individual Retirement Accounts, Certificates of Deposit, savings bonds, and securities.
• Assist personal and commercial customers with opening and closing all types of deposit accounts (checking, savings, CDs, IRAs, safe deposit boxes, etc.)
• Develop a working knowledge of all products and services offered by INB
• Must have a “how can I help you” attitude at all times and be focused on a team atmosphere…. ready & willing to jump in and help in any capacity.
• Operates a teller window to process a variety of transactions within established guidelines, such as processing individual and commercial deposits, savings and checking transactions, cash advances, loan payments, credit card payments, cashier’s checks and other transactions.
• Responsible for assisting customers with their current needs, while continuing to look for other cross-sell opportunities.
• Cross-sell appropriate products during each customer interaction at CSR desk.
• Actively complete CLC process with new and existing customers, as appropriate.
• Provide excellent customer service in all customer interactions (strive for consistently receiving a 100% Performance rating and 10 Satisfaction rating in all CSP shops). In addition, consistently follow all of the key performance behaviors outlined in Customer Service Profiles Guidelines for Teller and Banker
• Promptly & courteously answer and resolve all customer phone inquiries/complaints that come thru the phone queue or into the branch directly in accordance with INB phone policy.
• Assist customers with any service needs related to their deposit accounts (change of signers, address changes, stop payments, etc.)
• Adhere to all INB policies and procedures relative to the Universal Banker job function (ie CIP, BSA, Reg. CC, etc.)
• Actively participate in any Retail sales contests
• Maintain an effective follow-up process to any Quality Control/Pending items 
• Identify and act on opportunities to refer clients to specialists in other lines of business.
• Handle and resolve client problems and complaints in a quick and efficient manner either on own or with the assistance of management.
• Follow-up with clients via telephone and mail when appropriate.
• Actively strive to achieve & set daily individual outbound calls from retail reports provided by management, i.e. Customer Profitability Report, Closed Acct. Report, OOPS Opt-In/Out Report, Declined Debit Card Transaction Report, Reg. D Report, Mortgage/Retail Referral Report, etc. 
• Engage in personal development activities such as online learning and internal/external training to assist in career growth.
• Maintain a professional manner and appearance, as outlined in the Dress Code Policy, and a neat and orderly work area.
• Perform other related duties as assigned or requested.

Supervisory Responsibilities   

This job has no supervisory responsibilities.

Competencies:

To perform the job successfully, an individual should demonstrate the following competencies:

Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data; Designs workflows and procedures.

Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service; Responds to requests for service and assistance; Meets commitments.

Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments.

Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.

Qualifications 

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience   

Associate's degree (A. A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience. Banking experience preferred.

Language Skills   

Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.

Mathematical Skills   

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.

Reasoning Ability   

Ability to apply common-sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

Computer Skills   

To perform this job successfully, an individual should have knowledge of Internet software, Spreadsheet software, and Word Processing software.

Physical Demands 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The employee must occasionally lift and/or move up to 25 pounds.

Work Environment 

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Group Insurance Benefits and Plans

INB provides health, dental, vision, and life insurance benefits to all full-time employees.  Coverage is also extended to their eligible dependents.  Active employees make premium contributions based on plan selections.  Please click the link below for all benefits that are offered.

https://www.inb.com/Resources/9f1b90c4-905c-4cd7-9dee-afd9937ab37a/INB%20employee%20benefit%20flier%202025.pdf

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills, or working conditions. 

ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for American with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.

INB, N.A. is committed to Equal Employment Opportunity with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment. It is INB's policy to afford equal opportunity to all employees and applicants for employment without regard to race, creed, color, sex, sexual orientation, age, marital status, national origin, disability, religion, veteran status, or any other basis prohibited by law. The EEO Law poster is available here:
Know Your Rights: Workplace discrimination is illegal