VP Credit Analyst

Job Title: VP (Senior) Credit Analyst - 

 Department/Team: Credit Approval 

 Responsibilities: 

▪ Prepare credit reports with special attention on information integrity, analytical quality and credit merits. 

▪ Joint due diligence vetting, structuring and analysis on potential transactions 

▪ Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Head of the Consumer and Industrial team prior to CAC. 

▪ Present and defend cases in the CAC and CMC, where applicable. 

▪ Prepare approval form, including any conditions precedent ("Cr, or prerequisite) to the credit approval. 

▪ Review GCMS entries accordingly 

▪ Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items) 

▪ Post disbursement— prepare, jointly with the RM, interim and scheduled annual review on a timely basis. 

▪ Post disbursement— attend to all audit, loan review and regulatory requirements. 

▪ Support Credit MIS including portfolio analysis and periodic reporting. 

▪ Support credit policies, procedures, and training. 

▪ Other requirements may arise as per the growth of the portfolio. 

 Education and Experience Requirements: 

▪ BA; MBA/CFA/FRWCOA a plus 

▪ 4 -7 years of U.S. Commercial credit risk management experiences 

Skills and Knowledge: 

▪ Demonstrated originations capability across multiple product lines. 

▪ Experienced in task planning, delegation, progress monitoring and evaluation. 

▪ Experienced in problem identification and solving. 

▪ Experienced in handling and prioritizing multiple tasks. 

▪ Familiar and experience with MS Office system (especially PPT, Excel, Word, etc.) 

▪ Excellent communication and writing in a business environment. 

▪ Detail oriented with ability to manage time appropriately. 

▪ Great team player and self -starter.