Merchandising Internship, Marketplace - 2026

About Us:

We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.

The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home. As a certified B Corp, Perpay is committed to building a mission-driven culture that balances purpose and performance - Learn more.

Some things we’re excited about:

• $500 million in spending power used by our members


• Increasing members’ credit by 32 points (on average) within the first 3 months


• Backed by First Round Capital and JP Morgan

Products we’ve built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.


• Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.


• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

About the Role:

As an intern at Perpay, your main responsibility is to learn. We understand the value of mentorship and offer students an opportunity to gain real work experience before graduation. In the 10-12 weeks we’ll be together, you will have the opportunity to work alongside our merchandising team on exciting projects that will have a direct impact on our customers.

The Perpay Merchandising team has two main areas of focus:

1. Demand/Sales Generation - driven through consistent product assortment refinement, building consumer engagement through monthly new SKU adds, and strategic product placement


2. Product Margin Management - supported by cost negotiations and establishing retail pricing strategies that offer our customers the best total value while maintaining overall profitability targets

We are responsible for owning the vendor relationships and ensuring all categories are well assorted, appropriately priced, and strategically promoted throughout the year to support the achievement of our sales plan. In this role, you will have the opportunity to experience assortment management, vendor communications, and cross-functional relationship building. 

In addition to working on projects of real impact, you will have the ability to meet with various business owners to drive personal and professional development and expand your network. All while developing the skills to succeed in a fast-paced tech start-up environment and experiencing and contributing to our unique culture.

Our greatest strength is our people and we’d love for you to be one of them!

What You’ll Bring:

• Currently enrolled in or will receive a Bachelor’s/ Master’s with an expected graduation date between winter 2026 – summer 2027


• Excellent research and writing skills


• Strong communication abilities


• Good time management


• Critical thinking skills


• Prior work experience in retail is preferred but not required

Bonus:

• Enrolled in a Master’s Degree or advanced technical degree


• Previous work experience in a technical field

Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring For Internship: 

• Hourly compensation


• Espresso bar, full kitchen, weekly catered lunches, snacks, beverages, & everyday lunch essentials


• One of a kind office with comfortable work/lounge spaces and pleasant riverfront setting


• Opportunity to gain experience at one of the fastest-growing financial startups in the country in both e-commerce & fintech working cross functionally.
  

What We’ll Bring:

• Competitive salary + company equity


• 401k with company match


• Medical / Dental / Vision insurance


• Flexible Spending Account (FSA)


• Team member discounts 


• Relocation assistance


• Pre-tax commuter benefit


• Student loan repayment match


• Gym subsidy with City Fitness


• Cell phone plan


• Paid parental leave


• Unlimited PTO

Additional Perks:

• Opportunity to gain experience at one of the fastest-growing financial startups in the country


• Work on both e-commerce & fintech customer-facing products


• Collaborate cross-functionally with product, design, marketing, operations, data teams, and more

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at [email protected] to request accommodation.