Risk Analyst Manager

About Us

Fintopia Indonesia (PT Indonesia Fintopia Technology) is a subsidiary of Fintopia Inc. Founded in 2015 and headquartered in Beijing, China. Fintopia Inc. provides affordable financial services for everyone, especially for those unbanked and underserved. Fintopia Inc. quickly expands across Asia with Indonesia being its second largest market by transaction volume.

Fintopia Indonesia (established in 2017), led by its product Easycash, has 24 million cumulative registered users and has provided IDR30.5 trillion of total accumulative loans since its establishment. The company has more than 4 millions total accumulated borrowers with various backgrounds, such as small business owners, farmers, students, and other professions

Salary

Very competitive

Job Role

• Responsible for evaluating the credit worthiness of new credit applicants and monitoring the ongoing financial performance of existing credit customers.
• Construct reports to monitor key performance indicators, and optimize business policy and process.
• Study business operations and the local market to make determinations about its ongoing competitive outlook.
• Participate in relevant User Acceptance Testing (UAT) exercise and system implementation and liaise with technology team for system related matters.
• Ensure compliance to all policies and standards and ensure full audit readiness at all times.

️ Requirements

• Minimum 2 years of experience in credit risk analysis. More experienced candidates may be considered for lead positions.
• Bachelor Degree and above in Finance, Computer Science, Statistics, Economics, or other relevant fields.
• Excellent analytical thinking and solid experience in data management.
• Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes.
• Working experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e-Commerce, Consulting or Credit Ratings Agency will be an advantage
• Proficiency in SQL or/and Python is a must
• English oral communication is a must.
• Mandarin ability is a plus.

Perks

• Competitive Salary
• Medical Insurance
• Paid Sick Days
• Paid Maternity / Paternity Leave
• International Exposure
• THR / Bonus system
• Free Food / Snacks
• Team Building Activity
• Casual Dress Code
• Company Outings
• Professional Development
• Wellness Program