AML KYC Officer (Corporate/Private Banking)

Job Responsibilities

• Conduct comprehensive credit assessments for corporate and commercial banking clients, including financial analysis, cash flow evaluation, industry assessment, and risk identification.
• Review and evaluate new credit applications, renewal requests, amendments, waivers, and annual credit reviews.
• Prepare and present detailed credit proposals and recommendations to relevant approval authorities and credit committees.
• Monitor portfolio quality, identify emerging risks, and recommend appropriate risk mitigation measures.
• Ensure compliance with internal credit policies, regulatory requirements, and risk management frameworks.
• Perform covenant monitoring, financial spreading, and ongoing credit surveillance of existing borrowers.
• Work closely with Relationship Managers to structure credit facilities that meet clients’ financing needs while maintaining prudent risk standards.
• Review loan documentation and ensure approved credit terms and conditions are properly reflected and fulfilled.
• Participate in portfolio reviews, stress testing exercises, and industry risk assessments.
• Support internal and external audits, regulatory reviews, and management reporting requirements.
• Mentor junior credit analysts and provide guidance on credit underwriting and risk assessment best practices.

Requirements

• Degree in Finance, Accounting, Banking, Economics, Business, or related discipline.
• Minimum 8–12 years of credit analysis and credit approval experience within corporate, commercial, or institutional banking.
• Strong knowledge of financial statement analysis, cash flow modelling, credit risk assessment, and lending structures.
• Experience evaluating diversified industries, including SMEs, large corporates, and multinational companies.
• Familiarity with regulatory requirements, risk management practices, and banking compliance standards.
• Strong analytical, communication, and stakeholder management skills.
• Ability to work independently and manage multiple credit transactions within tight timelines.
• Experience with syndicated loans, structured financing, project finance, or trade finance would be advantageous.

Interested candidates kindly forward your CV to [email protected] (EthelTan Seok Khoon, Reg No: R2096281). Feel free to forward this great opportunity to someone who would be a great fit for this role.

All information will be kept strictly confidential. We regret to inform that only successful applicants will be contacted.

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