Credit Analyst

Responsibilities

1. Analysis, voting, approval of credit applications

• Prepare credit review of borrowers which include financial performance, industry and country analysis
• Perform credit rating process and review the outcome of the rating
• Prepare credit committee material and product based risk analysis
• Execution of loan input
• Research information and news on the borrowers, industry, nation
• Review loan documents such as information memorandum, term sheet and financial model

2. Perform loan post management

• Monitor loan portfolio
• Manage post approved loans including asset quality, past-due loans, asset portfolio
• Monitor security price, financial results, credit rating and public announcements
• Check performance and issues of borrower's peer group
• Management and supervision of problem loans

3. Update macroeconomic information

• Monitor interest rate, exchange rate, oil price and CDS premium
• Prepare accurate management reports timely

Requirements

• A relevant degree in Business/Banking & Finance
• Minimum banking experience of 10 years in a bank and 3 years as a credit analyst or credit manager
• Excellent communication and interpersonal skills to interact with all levels of staff
• Self-motivated and meticulous
• Able to start work immediately or at short notice