CREDIT RISK MANAGEMENT EXECUTIVE

Job Description

1 Credit policy & framework, including formulation and maintenance of credit policies and procedures, monitoring the compliance of credit policies.

2 Portfolio monitoring & reporting, including preparation of regular portfolio reports for senior management, risk committees, regulators and Head Office; identification of emerging risks, concentration trends, andearly warning signals etc.

3 Credit stress testing, including development and maintenance of stress testing methodologies, internal and regulatory stress testing exercises and submissions, etc.

4 ECL modelling & provisioning, including support the ongoing enhancement of ECL models in line with IFRS 9, ECL calculation exercise etc

5 Environmental risk management, including formulation and maintenance of environmental risk management framework to ensure alignment withregulatory requirements and industry best practices; portfolio environmentalrisk management, climate stress testing and scenario analysis, etc.

6 Other tasks as may be assigned by Head of Department

Job Requirements

Education - A Bachelor degree in fields such as Economics, Finance, and Accountancy etc with a strong foundation in analytical,statistical and other quantitative techniques.

Working Experience - A minimum of 3 years' experience in credit risk management with large regional or global financial institutions. 

Language - English; Mandarin to liaise with Chinese speaking stakeholders

Others - Excellent verbal communication and goodinterpersonal skills to handle stakeholders across multiple departments; Proactive, energetic, high attention to detail and strong sense of risk awareness;

Ability to work independently and manage multiple priorities;