Graduate Officer, Risk Control & Monitoring

Reporting to: Head of Risk Control & Monitoring

Job Responsibilities

• Assist in reviewing and enhancing risk management policies, procedures, risk indicators, risk limits and approval authorities to ensure compliance with MAS regulations and Head Office requirements.
• Support the implementation and improvement of the Bank’s risk monitoring and control framework, covering credit risk, market risk, liquidity risk and operational risk.
• Perform credit reviews of loan and money market applications to assess obligors’ financial standing and repayment capability.
• Provide administrative and secretariat support to the Credit Committee, including preparation of meeting minutes and ensuring proper documentation and filing of credit-related documents.
• Conduct risk monitoring activities, including daily market risk monitoring, tracking of liquidity risk indicators, portfolio reviews and stress testing exercises.
• Prepare and maintain periodic risk reports, data analysis and monitoring reports.
• Support risk management activities within assigned areas or portfolios.
• Liaise with Head Office, business units and support departments to facilitate risk management processes.
• Assist in ad-hoc tasks assigned by the supervisor.

Requirements

• Bachelor’s degree in Finance, Economics, Business, Mathematics, Statistics or related disciplines.
• Basic knowledge of accounting principles and financial statements analysis will be an advantage.
• Professional certifications such as FRM, CFA or CPA will be advantageous.
• Familiarity with Bloomberg, VBA or data analysis tools is a plus.
• Proficient in Microsoft Office applications, particularly Excel.
• Proficient in English and Mandarin to review documents and communicate with Head Office and stakeholders.
• Strong analytical, quantitative and problem-solving skills, with attention to detail.