Head of Deposits

Strategic Leadership in Deposits

• Provide strategic direction to deposit product managers across markets.

• Drive deposit growth, cost optimization, and embed a strong risk culture.

• Champion product innovation and suitability to enhance long-term customer franchise value.

• Act as a gatekeeper for deposit initiatives, ensuring alignment with strategy, customer experience, and operational readiness.

Regional Strategy & Harmonization

• Lead the development and execution of regional deposit strategies.

• Harmonize product development across markets, ensuring compliance with both local and group standards.

• Oversee regional product shelf management to balance local needs with group strategy.

• Drive key regional deposit business and financial metrics to support overall growth.

Stakeholder Engagement & Governance

• Cultivate strong relationships with internal stakeholders including Finance, Legal, Compliance, Technology, Channels, TMRW, and GRM.

• Establish the right environment and procedures to ensure adherence to internal policies and regulatory requirements.

Financial Integrity & Franchise Growth

• Manage both sides of the balance sheet, focusing on cost of funds (COF) and net interest margin (NIM).

• Lead regional portfolio initiatives including cross-sell, upsell, and acquisition strategies.

• Promote sticky transactional CASA and drive product acquisition across the region.

Group Deposits Head Requirements:

• Bachelor’s degree or higher

• More than 15 years of experience in banking or financial services industry, with demonstrated expertise in deposits, product management, and regional strategy

• Treasury/balance sheet skillset will be ideal

• Proven ability to lead regional harmonization, ensuring strategic alignment, regulatory compliance, and operational readiness across jurisdictions.

• Strong stakeholder leadership, with demonstrated success in influencing cross-functional teams including channels, segments, finance, legal, compliance, and technology

• Strategic mindset with executional rigor, capable of driving innovation, portfolio optimization, and customer-centric deposit initiatives at scale.