Loan Manager (Credit Underwriting)

Basic information :

• Basic up to $10,000
• Remote working available after probation
• Mon - Fri (0830 - 1700)
• Jurong Area

Job description :

• Manage the full lifecycle of hire purchase financing cases, from initial customer engagement and application review through credit assessment, documentation completion, approval, and fund release, ensuring timely and smooth execution.
• Evaluate borrower creditworthiness and financing risks, exercising sound judgment on approval decisions while ensuring adherence to internal lending frameworks and applicable regulatory requirements, including statutory hire-purchase regulations and Monetary Authority of Singapore compliance standards.
• Supervise and develop the credit operations team, providing direction on complex applications, supporting professional development, and maintaining high service and performance standards.
• Enhance operational effectiveness by reviewing existing lending procedures, streamlining approval workflows, and strengthening controls across documentation handling and recovery processes.
• Track and safeguard overall portfolio performance, monitoring repayment behavior, overdue accounts, and default exposure, while implementing preventive actions to minimize credit risk.
• Partner with internal stakeholders across commercial, finance, and collections functions to support business expansion, improve customer outcomes, and meet financing objectives.
• Maintain a strong client service focus by addressing customer concerns efficiently and balancing service quality with responsible lending practices.

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We regret to inform that only shortlisted candidates would be notified

We wish you all the best in your career search.

Zen Career Pte Ltd | EA License No.: 24C2559

Khoo Xin Qing (Philene) | EA Personnel No.: R26161871