Mortgage Consultant

Job Title: Mortgage Consultant / Mortgage Broker

Location: Singapore (Central / Hybrid)

Employment Type: Full-Time

Role Overview

Are you a driven mortgage professional looking for a role where you can focus on closing rather than cold-calling? We are looking for an experienced Mortgage Broker to join our team.

Unlike traditional brokerage roles, we provide a steady stream of qualified leads from our internal channels and property partners. You will act as the trusted bridge between homebuyers/investors and over 15+ major banks in Singapore, ensuring our clients secure the most competitive rates and optimal loan structures.

Key Responsibilities

• Advisory & Analysis: Assess clients’ financial profiles, including TDSR (Total Debt Servicing Ratio) and MSR (Mortgage Servicing Ratio), to provide tailored mortgage solutions.

• Loan Structuring: Compare and recommend loan packages (Fixed vs. Floating, SORA-pegged) from various financial institutions.

• End-to-End Management: Manage the entire loan application lifecycle—from initial consultation and document collection to bank submission and final valuation/legal coordination.

• Relationship Management: Maintain strong relationships with bank underwriters, property agents, and lawyers to ensure a seamless "one-stop" experience for clients.

• Compliance: Stay updated on the latest MAS (Monetary Authority of Singapore) regulations, cooling measures, and LTV (Loan-to-Value) limits.

Requirements

• Experience: Minimum 1–2 years of experience in mortgage sales, consumer banking, or real estate finance in Singapore.

• Credentials: Familiarity with MAS regulations is essential. (Experience with CMFAS modules like M5, M9, or HI is a significant advantage).

• Skills: Strong numerical proficiency and the ability to explain complex financial terms in simple, layman language.

• Mindset: Proactive, ethical, and client-centric. You are a problem-solver who can navigate complex profiles.

What We Offer

• Leads Provided: No cold calling. Access high-quality, pre-qualified leads from our digital platforms and real estate network.

• Hybrid Work Arrangement: Enjoy the flexibility of working from home 3 days a week, with office presence for team strategy and client meetings.

• Competitive Compensation:

  • Base Salary: Market-competitive monthly allowance ($3,500 – $5,000 depending on experience).

  • Commission: Uncapped, high-tier commission structure on successful disbursements.

  • Performance Bonuses: Quarterly and annual bonuses based on volume and client satisfaction scores.

• Professional Growth: Full training on the latest fintech tools for mortgage comparison and CRM management.
  

  We respect your privacy and all communication will be treated with confidentiality.

  Please contact us or apply in-confidence to us with you updated MS Word Resume to : [email protected]

  Kelvin (Reg. No. R1872625)

  STAR CAREER CONSULTING PTE LTD (EA License: 20C0353)