Associate/Assistant Vice President, Project Finance (Credit)

Overview of Division/Department

The Project Finance Team of Asia-Pacific Corporate Banking Department, is responsible for the project finance business in Asia, excluding Japan. The Credit team is responsible for the portfolio management of project finance loans in Asia.

About Us
MIZUHO BANK IS THE BANKING SUBSIDIARY OF MIZUHO FINANCIAL GROUP, WHICH IS HEADQUARTERED IN TOKYO, JAPAN. MIZUHO FINANCIAL GROUP, INC. IS THE 15TH LARGEST BANK IN THE WORLD, AS MEASURED BY TOTAL ASSETS OF APPROXIMATELY US 2 TRILLION. MIZUHO'S 55,000 EMPLOYEES WORLDWIDE OFFER COMPREHENSIVE FINANCIAL SERVICES TO CLIENTS IN OVER 800 OFFICES THROUGHOUT THE AMERICAS, EMEA, AND ASIA.

MIZUHO BANK SINGAPORE BRANCH HAS AN ESTABLISHED LOCAL PRESENCE WITH OVER 50 YEARS OF HISTORY AND SERVES AS THE REGIONAL HUB FOR THE BANK'S APAC OPERATIONS.

OPERATING WITH A FULL BANK LICENSE, MIZUHO BANK SINGAPORE BRANCH PROVIDES BANKING SERVICES TO OVER 2,000 JAPANESE AND NON JAPANESE CORPORATE CLIENTS, WITH A STAFF STRENGTH OF ABOUT 1,000 EMPLOYEES. WE PROVIDE EXPERTISE IN CORPORATE FINANCE, TRADE FINANCE, CASH MANAGEMENT, FUNDS TRANSFERS, PROJECT FINANCE, AND TREASURY SERVICES TO HELP BUSINESSES DEVELOP AND FIND NEW OPPORTUNITIES. WE ALSO COLLABORATE WITH OUR AFFILIATE COMPANY, MIZUHO SECURITIES, TO PROVIDE INVESTMENT BANKING SOLUTIONS TO OUR CLIENTS.


Job Responsibilities
• Proactive risk management of portfolio of project finance transactions. Ongoing monitoring of financial performance / covenants to identify any deteriorating sign of the assets, and to develop appropriate action plans.
• Preparation of credit reports to provide Management with regular updates of project status.
• Conduct annual review on the portfolio, as well as perform financial analysis, including cashflow projection, financial modeling and sensitivity studies.
• Appropriate portfolio and research analysis to assess the trends in the relevant sector/ market.
• Presentation of waiver/ amendment requests to Management/ Credit Committee.
• Negotiate terms and documentation for refinancing and restructurings.
• Manage and liaise with syndicate members, advisors, legal counsel, Sponsors and Borrowers.
• Liaise within the Bank, including the front (origination team), middle (credit administration) and back office (loans operations).

Job Requirements
• Degree in Business/ Banking/ Finance/ Accountancy.
• At least 5 years' credit analysis experience.
• Project Finance experience (preferred).
• Restructuring skills or work-out skills (preferred).
• Strong analytical and communication skills.
• Strong customer focus and interpersonal skills.
• Proficient computer skills, in particular financial modeling.
• Strong team player with the ability to co-ordinate and manage multi-tasks within demanding timeframe.
• Ability to work independently with minimal supervision.
• Working knowledge of relevant areas of law and accounting standards will be highly desirable.