AVP / VP - Credit Risk

Overview of Division/Department

Asia-Pacific Credit Department ("APCD") is a credit department managing and controlling credit risk in Asia Pacific region. APCD, with its offices located in Singapore, HK, Sydney, Shanghai and Tokyo, is dedicated to assess the risk from various banking products such as corporate finance, trade finance, real estate finance, acquisition finance
and project finance.

APCD's roles in Mizuho Financial Group is to
1) assess the risk of transaction with an approval authority,
2) monitor the creditworthiness of customers to keep the group's portfolio sound,
3) establish risk appetite strategy in the region to optimize risk-return balance of the portfolio and
4) function as risk insight hub for various branches in the region.

About Us
MIZUHO BANK IS THE BANKING SUBSIDIARY OF MIZUHO FINANCIAL GROUP, WHICH IS HEADQUARTERED IN TOKYO, JAPAN. MIZUHO FINANCIAL GROUP, INC. IS THE 15TH LARGEST BANK IN THE WORLD, AS MEASURED BY TOTAL ASSETS OF APPROXIMATELY US 2 TRILLION. MIZUHO'S 55,000 EMPLOYEES WORLDWIDE OFFER COMPREHENSIVE FINANCIAL SERVICES TO CLIENTS IN OVER 800 OFFICES THROUGHOUT THE AMERICAS, EMEA, AND ASIA.

MIZUHO BANK SINGAPORE BRANCH HAS AN ESTABLISHED LOCAL PRESENCE WITH OVER 50 YEARS OF HISTORY AND SERVES AS THE REGIONAL HUB FOR THE BANK'S APAC OPERATIONS.

OPERATING WITH A FULL BANK LICENSE, MIZUHO BANK SINGAPORE BRANCH PROVIDES BANKING SERVICES TO OVER 2,000 JAPANESE AND NON JAPANESE CORPORATE CLIENTS, WITH A STAFF STRENGTH OF ABOUT 1,000 EMPLOYEES. WE PROVIDE EXPERTISE IN CORPORATE FINANCE, TRADE FINANCE, CASH MANAGEMENT, FUNDS TRANSFERS, PROJECT FINANCE, AND TREASURY SERVICES TO HELP BUSINESSES DEVELOP AND FIND NEW OPPORTUNITIES. WE ALSO COLLABORATE WITH OUR AFFILIATE COMPANY, MIZUHO SECURITIES, TO PROVIDE INVESTMENT BANKING SOLUTIONS TO OUR CLIENTS.


Job Responsibilities
1. Primary coverage: Corporate Finance

2. Supplementary coverage: Credit analysis on Financial Institutions, Leveraged finance and Non-Resource Real Estate Finance

Responsibilities:
1. Performing risk reviews on credit proposal (Loan etc.) from front offices, like India branches.

2. Making recommendation on proposed transactions to the management of the department for their approval

3. Discussing with front offices for better structure, terms and conditions to make the transaction bankable

4. Assigning credit rating to customers

5. Performing periodical credit reviews and monitoring of customers and transactions

6. Gathering information on the customers, industries and countries for credit reviews and market monitoring

7. Giving guidance to front offices on transactions and customers from credit risk view

Job Requirements

• Bachelor's degree or any equivalent qualification
• 5 - 10 years of working experience, managing large corporate credit assessment within the financial industry