Business Analyst -Cross-Border Payments

Job Description:

We are seeking an experienced Business Analyst with a strong background in cross-border payments to join our team. The ideal candidate will have hands-on experience in payment systems, SWIFT, ISO 20022, correspondent banking, and regulatory compliance. You will act as the bridge between business stakeholders, technology teams, and operations to deliver high-quality solutions in the payments domain.

Key Responsibilities:

• Gather, analyze, and document business requirements for cross-border payment solutions.
• Work closely with product owners, technology teams, and operations to translate requirements into functional specifications.
• Support projects involving SWIFT, ISO 20022 migration, SEPA, RTP, and correspondent banking flows.
• Perform gap analysis between existing processes and proposed solutions.
• Assist in solution design, process mapping, and workflow improvements for payment systems.
• Coordinate with QA/testing teams to define test cases, validate results, and ensure system readiness.
• Manage stakeholder communications and ensure alignment with business goals and regulatory standards.
• Track project deliverables, report progress, and escalate risks or issues as necessary.
• Stay updated with regulatory guidelines (FATF, AML, KYC, PSD2, MAS, RBI, etc.) and ensure compliance.

Required Skills & Experience:

• 5 years of experience as a Business Analyst in banking/financial services, with focus on cross-border payments.
• Strong understanding of SWIFT messages (MT, MX), ISO 20022, and cross-border clearing mechanisms.
• Experience with payment hubs, settlement systems, and correspondent banking models.
• Knowledge of AML/KYC, sanctions screening, and regulatory compliance in payments.
• Strong analytical, documentation, and problem-solving skills.
• Proficiency in tools such as JIRA, Confluence, MS Visio, Excel, and SQL (basic queries).
• Excellent communication and stakeholder management skills.