Credit Analyst

Job Description:

• Conduct independent credit analysis and reviews on new and existing Corporate Banking (MNC's and conglomerates) and/or Private Banking obligors, with value-added recommendations to mitigate identified risks
• Perform credit grading and provisioning for obligors and facilities
• Act as Secretary to the Credit Committee, including ensuring quorum requirements are met, taking minutes, and following up on outstanding matters
• Monitor loan covenants to ensure ongoing compliance
• Monitor adverse news that may negatively impact existing borrowers
• Perform regular review, management, and reporting of collateral valuations
• Prepare credit reports for the Branch, Head Office, and MAS
• Maintain and report on the Loan Watch List
• Prepare industry research and credit analysis reports, including reviews of industry-specific credit criteria and/or guidelines, as and when required
• Support Risk Analysts in credit risk monitoring and control, loan portfolio management and review, and portfolio stress testing
• Perform any other related duties as assigned by superior

Requirements:

• Full Time Degree in Business or Finance from a reputable University
• At least 4 to 6 years of Credit Analyst experience in a banking / FI environment is preferred
• Prior working experience with financial modeling, credit assessments, preparing credit proposal and reports
• Proficient in both oral and written English and Chinese, to facilitate communication with Head Office in China and preparation of reports in Chinese where required