Group Head of Compliance & MLRO

We are looking for an experienced Group Head of Compliance and Money Laundering Reporting Officer (MLRO) to lead the Group’s compliance and financial crime risk management functions. The successful candidate will report directly to the Board of Directors and work closely with senior management, regulators, auditors, and business teams.

Key Responsibilities

• Lead and oversee the Group’s regulatory compliance, AML/CFT, sanctions, and financial crime risk management framework.
• Act as the designated MLRO and primary point of contact for regulatory and law enforcement matters.
• Prepare and submit regulatory filings, returns, notifications, and reports to the Monetary Authority of Singapore and other relevant regulators.
• Manage relationships with local regulatory authorities, external auditors, internal auditors, banks, and other key stakeholders.
• Develop, implement, and continuously enhance the Group’s compliance policies, procedures, controls, and monitoring programmes.
• Provide compliance advice and risk assessments on complex KYC cases, high-risk customers, PEP matches, sanctions alerts, and other escalated matters.
• Oversee suspicious transaction investigations and ensure timely filing of Suspicious Transaction Reports, where required.
• Monitor regulatory developments and assess their impact on the Group’s operations, products, and services.
• Review new products, business initiatives, partnerships, and market expansion plans from a compliance and regulatory perspective.
• Oversee staff personal dealing requirements, declarations, gifts and entertainment, and conflict-of-interest situations.
• Conduct compliance training and promote a strong compliance culture across the Group.
• Provide regular compliance and AML/CFT updates to the Board and relevant Board committees.
• Support regulatory inspections, audits, licence applications, and remediation programmes.

Requirements

• Bachelor’s degree in Law, Finance, Accounting, Business, or a related discipline.
• At least 8 to 10 years of relevant regulatory compliance, AML/CFT, or financial crime compliance experience.
• Prior experience working in-house within a regulated financial institution, payment services company, fintech, asset management firm, bank, or established compliance consultancy.
• Strong knowledge of MAS regulations, AML/CFT requirements, sanctions regulations, KYC/CDD standards, and regulatory reporting obligations.
• Experience engaging with regulators, auditors, senior management, and Boards of Directors.
• Strong analytical, investigative, decision-making, and communication skills.
• Ability to provide practical, commercially balanced, and independent compliance advice.
• Professional compliance qualifications such as ICA, ACAMS, or an equivalent certification would be an advantage.