MGR, Credit Systems Analyst - Consumer Credit Risk Systems & Projects

WHO WE ARE:
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join
As a Manager, Credit System Analyst at OCBC, you will contribute directly to the bank's loan digitalization and straight-through processing (STP) journey. Working at the intersection of credit risk, business processes, data, and technology, you will support the design and implementation of loan origination and credit decisioning systems that enable efficient, well-governed credit outcomes.

In this role, you will partner closely with colleagues across Risk, Business, and Technology to translate credit policies and operational needs into practical, scalable system solutions. For professionals who enjoy problem-solving, system implementation, and delivering tangible outcomes, this is a strong opportunity to build deep expertise in credit transformation within a leading regional bank.

How you succeed
To succeed in this role, you will need a combination of sound technical understanding, credit domain knowledge, and disciplined execution skills. You will work with credit risk managers, business users, and technology teams to ensure system requirements are clearly defined, accurately implemented, and delivered on schedule.

A good understanding of credit systems, decision workflows, and regulatory considerations is important, as is the ability to adapt to changing business and compliance requirements. You should be comfortable explaining system logic and credit processes to stakeholders with varying levels of technical knowledge, and proactively resolving issues to keep initiatives moving forward.

What you do

• Support the enhancement and delivery of Loan Lifecyle Management system initiatives, including application scorecard, credit underwriting rules and credit decision workflows
  
• Execute credit decision system configuration, testing and deployment activities in line with approved credit policies and project plans
  
• Support the automated testing tools using data-driven approaches to enable timely and controlled rollout of credit policy and system changes
  
• Work closely with Credit Risk, Business, and Technology teams to translate credit policies and requirements into effective system configurations and solutions
  
• Provide system support for projects, enhancements, and issue resolution related to consumer credit risk systems
  

Who you are

• Minimum 3 years of relevant experience in the financial services industry, preferably in credit risk systems, data analytics, or application development roles
  
• Experience supporting the implementation or enhancement of credit decisioning systems; exposure to machine learning models is an advantage
  
• Good technical knowledge in:
  
  • Python programming
    
  • Microservices-based systems
    
  • Automated testing frameworks and solutions
    
• Experience with FICO BLAZE and/or ACCELQ is an advantage.
  
• Strong analytical and problem-solving skills, with the ability to work effectively with both business and technology stakeholders
  
• Degree in a quantitative or technical discipline with substantial analytical and/or programming content
  

Who you work with
Group Risk Management works independently to protect, build, and drive our businesses. The team support good decision-making. With strong risk analysis. And a crucial, comprehensive role in sharpening our competitive edge. Optimizing risk-adjusted returns. It's about seeking and adopting best-in-class practices. Protecting the group from unforeseen losses. Keeping risk within appetite. Embracing change and managing growth in one of the world's strongest banks.

What we offer:
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.