Officer - Credit Portfolio Intermediate Analyst - C11

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The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for managing Citibank Singapore Ltd’s Retail Mortgage Loan portfolio. The position reports to the Secured Risk Manager.

Responsibilities:

• Manage and monitor credit risk of the Singapore Retail Mortgage Loan portfolio.
• Develop risk management credit risk acceptance criteria and processes.
• Perform portfolio MIS, management, global and local reporting (including regulatory).
• Ensure and provide accurate and sound assessment and recommendation in loan review.
• Support report and data automation and system initiatives including data-mapping and updating of logic to ensure relevance and accuracy.
• Resolve issues and recommend solutions to moderate problems.
• Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
• Serve as an industry expert and advisor.
• Ensure compliance to regulations and risk management framework, policies, standards and procedures.
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Acts as SME to senior stakeholders and /or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years of relevant experience
• Experience in analytical or data manipulation tools (e.g., SAS, SQL)
• Proficiency in MS Office
• Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
• Demonstrated quantitative, presentation and analytic skills
• Consistently demonstrate clear and concise written and verbal communication
• Strong team player – able to effectively network with coworkers from cross functional and multitask in a fast-paced environment.

Education:

• Bachelor's degree/University degree or equivalent experience

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