Product Director Business Payments

Product Director – Global Accounts and Payment Schemes 

Location: Singapore or Barcelona

About Thunes

Thunes is the Smart Superhighway to move money around the world. Thunes’ proprietary Direct Global Network allows Members to make payments in real-time in over 130 countries and more than 80 currencies.

Thunes’ network connects directly to over 7 billion mobile wallets and bank accounts worldwide, as well as 15 billion cards via more than 320 different payment methods, such as GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay and many more.

Thunes’ Direct Global Network differentiates itself through its worldwide reach, in-house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the network receive unrivaled speed, control, visibility, protection and cost efficiencies when making real-time payments, globally.

Members of Thunes’ Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks.

Headquartered in Singapore, Thunes has offices in 14 locations, including Abidjan, Barcelona, Beijing, Dubai, Hong Kong, Johannesburg, London, Manila, Nairobi, Paris, Riyadh, San Francisco and Shanghai.

For more information, visit: https://www.thunes.com/

About the Role

We are seeking a Product Director – Business Payments to own the product vision, strategy, and delivery for our global cross-border business payments offerings.

This is a senior individual contributor role with one direct report, responsible for defining the roadmap, building core capabilities, and delivering high-impact solutions that enable seamless and scalable business payments. You will work closely with network, treasury, operations, and commercial teams, as well as external partners, to solve complex cross-border payment challenges for corporate clients.

The ideal candidate combines strategic thinking, strong execution skills, and deep domain expertise in business payments.

Key Responsibilities

Product Strategy & Roadmap

• Define and drive the global business payments product roadmap, ensuring alignment with company strategy and customer needs.


• Identify, design, and prioritize capabilities for cross-border payment solutions, including direct payment rails, RTP schemes (SEPA, FPS, emerging markets), virtual accounts, and SWIFT integration.


• Translate complex business and operational requirements into clear product initiatives and delivery plans.

Execution & Delivery

• Own the end-to-end product lifecycle from concept, requirements, and design to launch and continuous optimization.


• Ensure products are scalable, secure, compliant, and operationally efficient.


• Collaborate with engineering, operations, network, and compliance teams to deliver high-quality solutions.


• Use data-driven insights to evaluate performance and identify opportunities for improvement.

Capability Building

• Build and enhance core business payments capabilities, including multi-currency accounts, cross-border corridors, and payment scheme integrations.


• Ensure payment message formats and processes comply with global cross-border standards.


• Identify gaps in capabilities and define paths to mitigate operational, commercial, or technical risks.

Stakeholder & Partner Collaboration

• Work closely with internal teams (network, treasury, operations, commercial) to ensure alignment on product strategy and delivery.


• Engage with banks, payment schemes, and SWIFT partners to enable product functionality and resolve operational issues.

Commercial Impact

• Enable new business payment capabilities that support revenue growth and product expansion.


• Work closely with network, treasury, and commercial teams to ensure the network supports evolving customer needs.

Professional Experience & Qualifications

• 10+ years of experience in product management, preferably in business payments, cross-border payments, or banking technology.


• Strong understanding of global payments infrastructure, including SEPA, FPS, SWIFT, and emerging RTP schemes.


• Proven track record of defining and delivering product roadmaps and building cross-border payments capabilities.


• Strong analytical and problem-solving skills, with a methodical and data-driven approach.


• Ability to own complex initiatives independently while collaborating effectively with multiple stakeholders.


• Exceptional communication and stakeholder management skills.


• Fluent in English; additional languages are a plus.