Regional Head of Risk Underwriting, Asia Pacific

MISSIONS

Lead risk underwriting teams across APAC Region, by implementing underwriting policy and enhancing staff skills.

Analyze the payment’s ability of buyers, in the frame of each sector and country.

Set a maximum envelope on a buyer or a group, issue limits to be monitored upon updated information.

Participate in profitable developments of commercial business by analyzing new clients’ portfolios and by improving the acceptance rate of existing contracts.

The incumbent will operate within the delegation profile as stated in Group risk underwriting rules and guidelines.

MAIN RESPONSIBILITIES

Staff Management

- Develop and enhance skills of risk underwriting teams

- Promote a culture of performance through Coface values

- Maintain a sound work environment

Credit risk analysis

- Analyze information on debtors as provided by internal systems in order to set credit

limits.

- Propose a maximum ceiling to be set on a buyer or a group.

- Maintain quality, productivity and process time standards set by Group risk underwriting department.

Monitoring

- Monitor closely policyholders' portfolio in order to mitigate loss.

- Review credit limits upon any additional information (negative report, extension of credit terms,

deterioration of buyer’s environment: sectors or country, press clippings).

- Determine the Extension Due Date (EDD) in co-operation with the Claims department.

Customer relationship

- Inform and explain credit decisions to policyholders

- Network with Enhanced Information, Debt Collection, CRM and Sales departments to ensure an

optimal account management process flow within defined SLAs.

Commercial support

- Appraise restrictive decisions and any other relevant data prior to the renewal of contracts.

- Participate in meetings with prospects, policyholders, brokers and banks set up by the commercial team to ensure business acquisition, retention or renewal, as appropriate.

Compliance

- Ensure compliance with regulations and procedures as laid down by Coface and external regulators

SKILLS REQUIREMENTS

Industry

- Good knowledge of credit insurance business, including Coface range of products

Functional

-Knowledge of corporate and contract law fundamentals

-Knowledge of credit risk management

-Awareness of macro-economic/ political climate

-Understanding of companies' business (target clientele) and their funding needs

- Ability to gather and analyze information from various external/internal sources:

• financial statements, sector and country economical reports, other departments data, etc.

-Excellent oral and written skills

-Good knowledge of international trade practices and Asian economies

IT

- Computer literacy: Pack Office (Outlook, Word, excel, etc.) and internal systems (Atlas, Cube)

EDUCATION
Degree educated in Business Administration or any other discipline with financial, economical, insurance focus.

EXPERIENCE
Minimum 10 - 15 years relevant experience with ideally 5 years successful management experience in regional leadership position