Senior Credit Analyst (SME)

The organisation is part of a global financial group with deep expertise in trade and supply chain finance. Its Singapore platform focuses on enabling SME clients to access structured financing that supports business growth, trade expansion, and liquidity optimisation. The environment offers strong governance, regional exposure, and long-term career development within a collaborative and stable platform.

Description

• Conduct credit screening, due diligence, and financial analysis on new and existing SME clients, including review of financial statements and external credit data.
• Prepare and present comprehensive credit proposals and risk assessments, recommending appropriate credit limits, structures, and terms.
• Assess and manage credit insurance limits and internal exposures in line with approved risk appetite and credit policies.
• Monitor post-lending performance, including payment behaviour, covenant compliance, and early warning indicators.
• Partner closely with relationship management, risk, and operations teams to support prudent portfolio growth.
• Contribute to the enhancement of credit processes, reporting standards, and audit readiness across the credit function.

Profile

• At least 8 years' experience in SME credit underwriting within a bank or regulated financial institution.
• Strong understanding of trade finance, receivables finance, or working capital lending.
• Demonstrated ability to work independently on credit assessments while collaborating across front-office and risk stakeholders.
• Strong analytical, written, and presentation skills, with sound commercial and risk judgment.

Job Offer

This role offers the opportunity to be part of a growing regional banking platform with strong institutional backing and a robust governance framework. You will gain broad exposure to cross-border SME and trade finance lending, work closely with experienced credit and business professionals, and contribute meaningfully to portfolio growth. The organisation offers a clear career pathway, regional visibility, and competitive compensation aligned with experience and performance.

Michael Page International Pte Ltd. (Company No. 199804751N) is acting as an Employment Agency in relation to this vacancy. To apply online please click the 'Apply' button. For a confidential discussion about this role please contact Devan Nanthacumar (Lic No: R1871442 / EA No.: 18S9099) on +65 6416 9879.