Senior Credit Risk Manager

We are seeking an experienced and highly motivated Senior Credit Risk Manager to join RHB Singapore. In this role, you will be responsible for achieving risk-based credit competitive advantage by planning and implementing SG credit risk management processes in line with the Group’s practices and policies. You will also roll out Group-wide Credit Risk initiatives, ensure regulatory compliance, and monitor credit cycles to identify gaps and mitigation plans.

What you will be doing

• Plan and implement SG credit risk management processes aligned with Group policies.

• Roll out Group-wide Credit Risk initiatives, ensuring alignment with Group guidelines while accommodating SG industry practices.

• Ensure credit risk processes conform to prevailing regulatory requirements.

• Monitor credit cycles and changes in internal/external operating environments, identifying gaps and mitigation plans.

• Conduct effective portfolio monitoring and reviews across key areas, including Stress Testing, Thematic Reviews, Early Warnings, Economic Capital Framework, and Risk Appetite Framework.

• Collaborate with Head Office to refine local credit risk management practices and frameworks.

• Partner with lines-of-defense teams and Head Office risk counterparts to support comprehensive risk reviews.

• Manage day-to-day BAU processes to ensure timely and accurate deliverables while driving process enhancements.

• Prepare reports and presentation materials for local and Head Office risk committees.

• Monitor macroeconomic trends, market developments, regulatory changes, and credit-related events, assessing their impact on the portfolio.

• Maintain strong understanding of MAS and BNM regulatory requirements and assist with credit-risk related regulatory matters.

What we're looking for

• Bachelor’s/ Master’s degree in Finance, Economics, Accounting, Business, or related discipline from a reputable institution.

• Professional accreditation such as IBF Certification, Financial Risk Manager, Professional Risk Manager, or other Credit & Risk Certifications is an added advantage.

• Minimum 10 years of experience in credit risk analytics or credit risk management at an established financial institution.

• Strong analytical skills with ability to interpret complex data and identify key insights.

• Proficiency in Microsoft PowerPoint and Excel; familiarity with Excel VBA, Power Query, or Power Pivot is an advantage.

• Strong knowledge of credit risk policies, risk management frameworks, and local regulatory requirements.

• Detail-oriented with strong organizational and problem-solving skills.

• Ability to work effectively with stakeholders across functions and geographies.

• Ability to manage multiple tasks and deliver under tight timelines.

• Strong written and verbal communication skills