Senior HNW Underwriter

Senior HNW Underwriter

about the company

Our client is a prominent international life insurer with an established and expanding presence across the Asia-Pacific region. The organization specializes in providing sophisticated wealth management and wealth preservation solutions tailored specifically for high-net-worth and ultra-high-net-worth individuals. Operating through a robust regional network, the company delivers comprehensive insurance products and consultative services via major brokerage partnerships and private banking channels. The corporate culture emphasizes technical precision, regional collaboration, and a structured approach to risk management.

about the job

This specialized position is situated within a dedicated regional underwriting team focused on the strategic expansion of the high-net-worth product portfolio in Asia. You will oversee the technical assessment and structuring of complex, large-scale cases with a primary focus on Variable Universal Life and associated wealth products. The operational environment requires continuous engagement with internal stakeholders and external distribution partners to facilitate the seamless processing of cross-border business.

• Risk Assessment: Performing complex medical and financial underwriting for high-net-worth and ultra-high-net-worth clients across multiple jurisdictions.

• Case Management: Evaluating large-scale cross-border risks across Variable Universal Life, Indexed Universal Life, Universal Life, and Investment-Linked Policy structures.

• Stakeholder Collaboration: Partnering with distribution teams, international brokers, case managers, and regional leadership to facilitate technical case structuring.

• Advisory Services: Providing underwriting insights and technical recommendations to optimize case decision-making and product structuring.

• Governance & Control: Supporting local and regional governance, internal audit functions, and underwriting quality control processes to maintain portfolio integrity.

• Platform Development: Contributing to the continuous enhancement of regional underwriting guidelines and the development of the high-net-worth proposition in Asia.

about the manager/team

You will report directly to the Regional Head of Underwriting and work alongside a specialized team of senior technical underwriters based in Singapore. The team operates within a collaborative, fast-paced framework that values knowledge sharing and cross-border alignment. This environment offers structured professional development and direct exposure to regional executive leadership.

skills and experience required

• Education: A bachelor's degree in business, finance, science, or a related discipline, with relevant professional insurance qualifications.

• Experience: A minimum of 5 years of experience in life insurance underwriting, including direct exposure to high-net-worth or complex, large-scale cases.

• Product Knowledge: Experience underwriting Universal Life or Investment-Linked Policies, with prior exposure to Variable Universal Life or Indexed Universal Life products being advantageous.

• Technical Proficiency: Demonstrated competency in both medical and financial risk assessment for high-net-worth and ultra-high-net-worth clientele.

• Communication: Effective written and verbal communication skills to manage interactions with regional stakeholders and external distribution partners.

To apply online please use the 'apply' function, alternatively you may contact Hazel at +65 93884683. (EA: 94C3609/ R25158773)