Senior Officer / Manager - AML Reviewer (Customer Lifecycle Management)

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Key Responsibilities

1. AML Risk Assessment & Review

• Perform independent AML risk assessments across the customer lifecycle, including NTB/ETB onboarding, EDD, and other AML-triggered reviews, by evaluating KYC information, customer profile, transaction intent, adverse information, sanctions, tax, and restricted business risks.
• Formulate clear, well-reasoned recommendations that are consistent with AML policies, procedures, and the Bank's risk appetite.

2. Case Management & Documentation

• Manage cases end-to-end, covering review, information assessment, risk evaluation, recommendation, and closure, while ensuring timely progression in line with internal SLAs and control requirements.
• Ensure accurate and complete documentation of decisions in relevant systems, with clear rationale and audit trail to support governance and review.

3.Stakeholder Engagement & Advisory

• Partner closely with frontline and operations teams (including Relationship Managers, Client Engagement Teams, Branches, and AML Operations) to clarify information gaps, provide AML advisory guidance, and resolve case-related issues.
• Escalate higher-risk or complex cases to delegated authorities or governance stakeholders as required, with clear articulation of risks and considerations.

4. Governance, Quality & Continuous Improvement

• Prepare structured risk summaries and recommendations for delegated approvers and internal forums, ensuring AML decisions are consistent, proportionate, and defensible across cases.
• Identify recurring risk themes or process gaps and contribute to continuous improvements in controls, guidance, and training materials.

5. Coaching & Team Contribution (Manager level)

• Review and guide junior officers' assessments to ensure quality and consistency.
• Support knowledge sharing and training initiatives across business and control teams.

Requirements

• Minimum 2 years of experience in AML, KYC, CDD/EDD, Financial Crime Compliance, or related control functions within a financial institution.

• Possess a good understanding of AML/CFT regulatory requirements and internal governance frameworks
• Detail oriented, structured, with strong analytical skills and sound judgement, with good written and documentation skills to articulate risk rationale clearly and defensibly.

• Demonstrates strong communication skills to support effective stakeholder engagement and case management, with a focus on quality and timely delivery.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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