APPLICATIONS DEVELOPER

Designation: Applications Developer
Experience: 15+ Years

Key Responsibilities:

Application Development and Software Engineering

• Design, develop, customize, and enhance enterprise application software based on business and technical requirements.
• Perform detailed systems analysis and technical impact assessments for new projects, regulatory initiatives, and enhancement requests.
• Develop and maintain both online and batch-processing application modules supporting banking and financial transaction systems.
• Produce technical design specifications, program specifications, workflow diagrams, and application documentation.
• Implement software enhancements while ensuring compatibility with existing applications and infrastructure.
• Review and optimize application performance, reliability, and maintainability.

Systems Analysis and Solution Design

• Collaborate with business stakeholders, project managers, solution architects, and technical teams to translate business requirements into technical solutions.
• Conduct feasibility assessments and recommend appropriate application design approaches.
• Analyze complex application issues and provide sustainable technical solutions.
• Evaluate the impact of proposed system changes on interconnected applications and interfaces.

Application Integration and Data Interfacing

• Design, develop, and maintain interfaces between core banking systems, digital banking platforms, payment gateways, merchant systems, and third-party service providers.
• Perform data mapping, file layout analysis, message transformation, and integration testing activities.
• Support real-time and batch-based application integrations across multiple platforms.

Software Testing and Quality Assurance

• Develop test strategies, test scenarios, and test cases for application enhancements and project implementations.
• Conduct unit testing, system integration testing (SIT), regression testing, and support user acceptance testing (UAT).
• Investigate defects, identify root causes, and implement corrective actions.
• Ensure compliance with organizational software development lifecycle (SDLC) and change management procedures.

Production Support and Application Maintenance

• Provide Level 3 application support for critical production systems.
• Troubleshoot application incidents, perform root-cause analysis, and coordinate issue resolution activities.
• Support production releases, implementation activities, and post-deployment validation exercises.
• Participate in incident management, problem management, and change management processes.
• Develop recovery procedures and support disaster recovery and business continuity testing activities.

Continuous Improvement

• Identify opportunities to improve application performance, operational efficiency, and system reliability.
• Recommend automation and process improvement initiatives.
• Contribute to technical knowledge sharing and application support documentation.

Requirements

Education

• Bachelor's Degree in Computer Science, Information Technology, Software Engineering, Information Systems, or a related discipline.

Experience

• Minimum 15 years of experience in application development, systems analysis, and software support.
• Proven experience delivering application development projects within banking, financial services, credit card, payments, or digital banking environments.
• Experience supporting high-volume transaction processing applications in production environments.
• Experience participating in the full Software Development Life Cycle (SDLC), including requirements analysis, design, development, testing, implementation, and maintenance.

Technical Skills

• COBOL / COBOL II development
• CICS online transaction processing
• MVS-JCL development and batch processing
• IBM Mainframe application development environments
• VSAM and QSAM file management
• TSO/ISPF
• File Aid
• Xpediter for COBOL and CICS
• Easytrieve
• Endevor or equivalent source code management tools
• Application integration and interface development
• Data mapping and file layout design
• Production support and incident management

Preferred Experience

• Credit card management systems.
• Digital banking application platforms.
• Loan origination or installment payment solutions.
• Payment acquiring and settlement systems.
• Merchant processing applications.
• Regulatory and compliance-related banking projects.
• Multi-country banking environments supporting regional operations.