2025 SG Summer Intern - Credit Risk Analytics

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How will you make an impact in this role?

This is a data analytics role which manages credit risk for Consumer and Commercial portfolios. We are supporting the market to drive profitable business growth while effectively managing credit losses to acceptable levels and providing an outstanding customer experience to our Cardmembers. 

The incumbent will be working on the Consumer and Commercial portfolios with a focus on:

• Learning about the credit risk lifecycle and how to develop profitable credit decisions


• Assisting the team in optimizing credit risk management strategies, with a focus on using analytics to develop insights and identify opportunities


• Collaborating with colleagues (both in Singapore and overseas locations) in a matrix environment


• Assist the team in identifying issues at an early stage; find opportunities for business growth and risk process enhancement with the courage to challenge the status quo

We’re looking for people who are curious, insightful, love solving problems and enjoy challenging work with a purpose. If that’s you, consider an internship in Credit Risk Analytics at American Express. 

Qualifications

• Undergraduate degree with participating universities (Nanyang Technological University, National University of Singapore, Singapore Management University)


• Strong analytical skill with programming language knowledge in SQL, Python is required


• Strong written and verbal communication skills


• Self-starters with ability to manage multiple initiatives simultaneously.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.